20 Promontory Pl, Clayton, CA 94517 Property Records

Contra Costa County property record for 20 Promontory Pl, Clayton, CA 94517

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,016 sqft · built 2012
Lot Size1.77 acres (77,536 sqft)
Owner2 Trust Names on File
Last Sale$1,250,000 (Sep 2020)
Tax Bill$20,344 (2025)
Deeds & MortgagesDec 2017 Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN119-640-022-8

Property Details

APN / Parcel Number

Primary APN119-640-022-8
Alternative APN
  • 119-640-022

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,016 sqft Living Area
1st Floor Area3,016 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2013
Lot Area77,536 sqft
Garage TypeAttached
Garage Area691 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address20 PROMONTORY PL
CityCLAYTON
StateCA
Zip94517-1757
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT8719 L15 & POR TR ADJ
Legal SubdivisionSUBDIVISION 8719
Legal Tract8719
Legal Lot Number15
JurisdictionCONTRA COSTA CA
Township / Civil DivisionCENTRAL CONTRA COSTA
Census Block Group1
Census Block1004
Census Tract355306

Owner

20 Promontory Pl is owner-occupied and held in a trust since September 2020.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record2 Trust Names on File
Mailing Address20 PROMONTORY PL, CLAYTON, CA 94517-1757
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 11, 2017Deed of Trust, Mortgage · ARM
US BANK NA
Sep 1, 2020Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on File
Deed SaleSep 1, 2020 · Amount on File
Prior SaleFeb 20, 2013 · Amount on File
Deed Document Number2020190180
Record UpdatedSep 20, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address20 PROMONTORY PL, CLAYTON, CA 94517-1757
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000231719
DateDec 11, 2017
Instrument2017-231719
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeARM
AmountAmount on Record
Term360 Months
DueDec 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateDec 1, 2027
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change8.75%
Index1-Year CMT
Max Rate8.75%

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateSep 1, 2020
Property Address20 PROMONTORY PL, CLAYTON, CA 94517-1757
Document Number0000190180
Instrument DateAug 27, 2020
Instrument190180
Transaction TypeTransfer
Record UpdatedSep 16, 2020
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$1,375.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address20 PROMONTORY PL CLAYTON CA 945171757, CLAYTON, CA 94517-1757

Tax Assessment & Valuation

The 2025 property tax bill for 20 Promontory Pl was $20,344 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityClayton City
Unified School DistrictMount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,380,099 (+2%) Land $645,886 Building $734,213
2025$20,344.00 Homeowner's exemption$1,353,039 Land $633,222 Building $719,817
2023$19,452.00 (+0.92%) Homeowner's exemption$1,300,500 Land $608,634 Building $691,866
2022$19,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20 Promontory Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Most Recent ClaimDec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Promontory Pl is high, ranking above 84% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 63% of California
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONTRA COSTA WATER DISTRICT
serves 210,500 people · EPA ID CA0710003
Water SourceSurface water
Last State InspectionJan 2022
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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