20 Powell St, San Mateo, CA 94401 Property Records

San Mateo County property record for 20 Powell St, San Mateo, CA 94401

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,820 sqft · built 1945
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$1,390,000 (Jun 2023)
Tax Bill	$18,459 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`033-205-020`

Property Details

APN / Parcel Number

Primary APN	`033-205-020`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,000 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 POWELL ST
City	SAN MATEO
State	CA
Zip	94401-2031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 17 BLK 7 SHORE VIEW TRACT NO 3 RSM 24/30 CITY OF SAN MATEO
Legal Subdivision	SHORE VIEW TRACT NO 3
Legal Tract	3
Legal Block	7
Legal Lot Number	17
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	3
Census Block	3002
Census Tract	606100

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 5083, SAN MATEO, CA 94402-0083
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Intrafamily Transfer, Transfer CORNERSTONE TITLE COMPANY
Jun 1, 2023	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Jan 4, 2022	Deed of Trust, Mortgage · FHA Mortgage RIGHT START MORTGAGE INC
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage RIGHT START MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2023 · Amount on Record
Deed Sale	Jun 1, 2023 · Amount on Record
Prior Sale	Apr 29, 2005 · Amount on Record
Deed Document Number	202325984
Prior Transfer Date	Nov 25, 2019
Prior Transfer Doc	0000101018
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 2, 2023
Property Address	20 POWELL ST, SAN MATEO, CA 94401-2031
Document Number	0000026120
Map Reference	MB 24 PG 30
Instrument Date	May 30, 2023
Instrument	2023-026120
Transaction Type	Transfer
Record Updated	Jun 27, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 POWELL ST, SAN MATEO, CA 94401-2031

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 1, 2023
Property Address	20 POWELL ST, SAN MATEO, CA 94401-2031
Document Number	0000025984
Map Reference	MB 24 PG 30
Instrument Date	May 18, 2023
Instrument	2023-025984
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	CORNERSTONE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,479.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 5083, SAN MATEO, CA 94402-0083

Mortgage

Document Number	0000025985
Date	Jun 1, 2023
Instrument	2023-025985

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 POWELL ST, SAN MATEO, CA 94401-2031
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 POWELL ST, SAN MATEO, CA 94401-2031

Mortgage

Document Number	0000000606
Date	Jan 4, 2022
Instrument	2022-000606

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company
Address	PASADENA, CA 91101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	20 POWELL ST, SAN MATEO, CA 94401-2031
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 POWELL ST, SAN MATEO, CA 94401-2031

Mortgage

Document Number	0000080677
Date	May 24, 2021
Instrument	2021-080677

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Nov 27, 2019
Property Address	20 POWELL ST, SAN MATEO, CA 94401-2031
Document Number	0000101018
Map Reference	MB 24 PG 30
Instrument Date	Nov 25, 2019
Instrument	2019-101018
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	20 POWELL ST, SAN MATEO, CA 94401-2031

Mortgage

Document Number	0000100519
Date	Nov 27, 2019
Instrument	2019-100519

Lender

Name	RIGHT START MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,475,077 (+2%) Land $849,496 Building $625,581
2025	$18,459.00 (+27.26%)	$1,446,155 (+36.48%) Land $832,840 Building $613,315
2023	$14,505.00 (-1.34%)	$1,059,623 (+2%) Land $480,305 Building $579,318	$1,219,680
2022	$14,702.00	$1,038,848 Land $470,888 Building $567,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Jan 2017 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 697 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sonic Telecom.

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