20 Porter St, Lowell, MA 01852 Property Records

Middlesex County and Lowell City property record for 20 Porter St, Lowell, MA 01852

Property Summary

Property TypeDuplex
Details7 bd · 4 ba · 3,228 sqft · built 1900
Lot Size0.14 acres (6,098 sqft)
Owner2 Individual Names on File
Last Sale$225,000 (Aug 2014)
Tax Bill$7,287 (2026)
Deeds & MortgagesSep 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNB16150

Property Details

APN / Parcel Number

Primary APNB16150
Alternative APNs
  • LOWE M:201 B:4720 L:20
  • M:000201 T:B16150

Interior

Bedrooms7 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area3,228 sqft Living Area
Gross Area4,604 sqft
1st Floor Area1,214 sqft
Basement Area1,186 sqft
Unfinished Basement282 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleDuplex Single
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialSlate
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelGas

Location & Zoning

Account NumberB16150
Street Address20 PORTER ST
CityLOWELL
StateMA
Zip01852-2753
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeTTF
Legal Block4720
Legal Lot Number20
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group3
Census Block3018
Census Tract312501

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Rogers Fort Hill Park Historic District
listed 1999 · 181 contributing resources · NRIS 99000635

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Porter St, a duplex, is owned and occupied by two individuals who bought it in August 2014.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 PORTER ST, LOWELL, MA 01852-2753
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 2014 · Amount on File
Deed SaleAug 28, 2014 · Amount on File
Prior SaleFeb 25, 2011 · Amount on File
Deed Book / Page28430 / 16
Transfer Doc0028430-16
Record UpdatedOct 29, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address20 PORTER ST, LOWELL, MA 01852-2753
Transaction TypeMortgage
Record UpdatedMar 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number33356-170
DateSep 18, 2019
Book Page33356/170
Instrument39899
Lender
NameTD BANK NA
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 20 Porter St was $7,287, up 6.4% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,287.00 (+6.38%)$642,000 (+7.59%) Land $166,500 Building $475,500$650,156
2025$6,850.00 (+5.06%)$596,700 (+9.01%) Land $145,300 Building $451,400
2024$6,520.00 (+8.67%)$547,400 (+13.31%) Land $148,200 Building $399,200
2023$6,000.00$483,100 Land $124,100 Building $359,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Porter St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1982–1983)
Most Recent ClaimMay 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Porter St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people · EPA ID MA3160000
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 643 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Porter St

Nearby Streets

Search Property Records by Address or Parcel Number