Anne Arundel County property record for 20 Polo Ct, Edgewater, MD 21037
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,971 sqft · built 1999 |
| Lot Size | 0.274 acres (11,950 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $793,500 (Apr 2017) |
| Tax Bill | $9,234 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Oct 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-753-90092349 |
| Primary APN | 01-753-90092349 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,971 sqft Living Area |
| Gross Area | 4,685 sqft |
| 1st Floor Area | 1,728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,950 sqft (0.274 acres) |
| Garage Type | Attached |
| Garage Area | 714 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 368 sqft |
| Patio Area | 177 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 75390092349 |
|---|---|
| Street Address | 20 POLO CT |
| City | EDGEWATER |
| State | MD |
| Zip | 21037-2761 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 223 PAR D PH 3 SOUTH RIVER COLONY |
| Legal Subdivision | SOUTH RIVER COLONY |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 223 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 701400 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20 POLO CT, EDGEWATER, MD 21037-2761 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Apr 11, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU |
| Apr 12, 2017 | Grant Deed, Transfer OLD LINE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2017 · Amount on Record |
| Deed Sale | Apr 12, 2017 · Amount on Record |
| Prior Sale | Sep 23, 1999 · Amount on Record |
| Deed Document Number | 201730822-438 |
| Deed Book / Page | 30822 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 20 POLO CT, EDGEWATER, MD 21037-2761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | BAY TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0344460212 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 34446/212 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 20 POLO CT, EDGEWATER, MD 21037-2761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0377480230 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 37748/230 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 20 POLO CT, EDGEWATER, MD 21037-2761 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0385900029 |
|---|---|
| Date | Apr 11, 2022 |
| Book Page | 38590/29 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 20 POLO CT, EDGEWATER, MD 21037-2761 |
| Document Number | 0308220464 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20 POLO CT EDGEWATER MD 210372761, EDGEWATER, MD 21037-2761 |
| Document Number | 0308220464 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 030822/000464 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 12, 2017 |
| Property Address | 20 POLO CT, EDGEWATER, MD 21037-2761 |
| Document Number | 0308220437 |
| Book / Page | 030822 / 000437 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $793.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 20 POLO CT EDGEWATER MD 210372761, EDGEWATER, MD 21037-2761 |
| Document Number | 308220443 |
|---|---|
| Date | Apr 12, 2017 |
| Book Page | 030822/000443 |
| Name | OLD LINE BK |
|---|---|
| Type | Bank |
| Address | BOWIE, MD 20716 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,300 (+2.9%) Land $202,800 Building $595,500 | $798,300 (+2.9%) Land $202,800 Building $595,500 | |
| 2025 | $9,234.00 (+9.01%) | ||
| 2023 | $8,471.00 Homeowner's exemption | $775,800 Land $252,800 Building $523,000 | $775,800 Land $252,800 Building $523,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 19 (1983–2024) |
| Claims Outside the SFHA | 6 of 19 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD CREEK serves 26,033 people · EPA ID MD0020004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2017–2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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