Morris County and Hanover Township property record for 20 Polhemus Ter, Whippany, NJ 07981
| Property Type | Single Family Home |
|---|---|
| Details | 1,514 sqft · built 1953 |
| Lot Size | 0.329 acres (14,331 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $397,000 (Mar 2014) |
| Tax Bill | $8,911 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Nov 2025 Line of Credit + 2 more |
| APN | 12-07703-0000-00005 |
| Primary APN | 12-07703-0000-00005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,514 sqft Living Area |
| 1st Floor Area | 1,514 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 14,331 sqft (0.329 acres) |
| Street Address | 20 POLHEMUS TER |
|---|---|
| City | WHIPPANY |
| State | NJ |
| Zip | 07981-1313 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Block | 7703 |
| Legal Lot Number | 5 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | HANOVER |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 42000 |
Source: Morris County and Hanover Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Nov 26, 2025 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Dec 13, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Apr 12, 2019 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2014 · Amount on Record |
| Deed Sale | Mar 5, 2014 · Amount on Record |
| Deed Document Number | 201410385 |
| Deed Book / Page | 22501 / 506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Apr 28, 2026 |
| Property Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Document Number | 0000018088 |
| Book / Page | 25097 / 801 |
| Instrument Date | Apr 20, 2026 |
| Instrument | 202618088 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Document Number | 0000018088, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 25097/801 |
| Instrument | 202618088 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 20, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Document Number | 0250201460 |
|---|---|
| Date | Nov 26, 2025 |
| Book Page | 25020/1460 |
| Instrument | 2025049887 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 7, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Document Number | 0246920932 |
|---|---|
| Date | Dec 13, 2023 |
| Book Page | 24692/932 |
| Instrument | 2023047454 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | MADISON HEIGHTS, MI 48071 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 334 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 20 POLHEMUS TER, WHIPPANY, NJ 07981-1313 |
| Document Number | 0235281767 |
| Instrument Date | Apr 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 POLHEMUS TER WHIPPANY NJ 079811313, WHIPPANY, NJ 07981-1313 |
| Document Number | 0235281767 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 023528/001767 |
| Instrument | 21167 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
Source: Morris County and Hanover Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Hanover Township |
| Secondary School District | Hanover Park Regional School District (09 - 12) |
| Elementary School District | Hanover Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $422,700 (-) Land $201,500 Building $221,200 | $422,700 (-) Land $201,500 Building $221,200 | |
| 2025 | $422,700 (-) Land $201,500 Building $221,200 | $422,700 (-) Land $201,500 Building $221,200 | |
| 2024 | $8,911.00 (+4.68%) | ||
| 2023 | $422,700 Land $201,500 Building $221,200 | $422,700 Land $201,500 Building $221,200 | |
| 2022 | $8,513.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 53 (1979–2024) |
| Claims Outside the SFHA | 15 of 53 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHEAST MORRIS COUNTY MUA serves 62,349 people · EPA ID NJ1424001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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