20 Plum Ave, Shelby, OH 44875 Property Records

Richland County property record for 20 Plum Ave, Shelby, OH 44875

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,413 sqft · built 1920
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$51,500 (Oct 2017)
Tax Bill	$1,663 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2022 Sale & Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`046-08-057-03-000`

Property Details

APN / Parcel Number

Primary APN	`046-08-057-03-000`
Alternative APN	`05086`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,413 sqft Living Area
1st Floor Area	624 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum Siding
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	241 sqft
Patio Area	375 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20 PLUM AVE
City	SHELBY
State	OH
Zip	44875-1111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1214 50 X
Legal Subdivision	SHELBY
Jurisdiction	RICHLAND OH
Township / Civil Division	SHARON
Census Block Group	1
Census Block	1008
Census Tract	2500

Owner

Source: Richland County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PLUM AVE, SHELBY, OH 44875-1111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 10, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage OHIO HOUSING FINANCE AGENCY
Sep 17, 2020	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Oct 9, 2017	Warranty Deed, Transfer · Commercial Mortgage CNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2017 · Amount on Record
Deed Sale	Oct 9, 2017 · Amount on Record
Prior Sale	Aug 8, 2011 · Amount on Record
Deed Document Number	201712784
Deed Book / Page	2576 / 715
Prior Transfer Date	Nov 3, 1993
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND OH
Property Address	20 PLUM AVE, SHELBY, OH 44875-1111
Transaction Type	Mortgage
Record Updated	Feb 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PLUM AVE, SHELBY, OH 44875-1111

Mortgage

Document Number	003038/712
Date	Feb 2, 2026
Book Page	3038/712
Instrument	202600001213

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Mar 10, 2022
Property Address	20 PLUM AVE, SHELBY, OH 44875-1111
Document Number	002982/491
Book / Page	2982 / 491
Instrument Date	Feb 28, 2022
Instrument	202200003037
Transaction Type	Transfer
Record Updated	Mar 23, 2022
Title Company	TITLE CONNECT AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1700 MAGNAVOX WAY # 2200, 2200, FORT WAYNE, IN 46804-1560

Mortgage

Document Number	202200003039
Date	Mar 10, 2022
Instrument	202200003039

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	002982/493
Date	Mar 10, 2022
Book Page	2982/493
Instrument	202200003038

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company
Address	FORT WAYNE, IN 46804

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Sep 17, 2020
Property Address	20 PLUM AVE, SHELBY, OH 44875-1111
Document Number	002819/528
Book / Page	2819 / 528
Instrument Date	Sep 8, 2020
Instrument	202000011068
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NOT AVAILABLE, OWL CREEK TITLE GROUP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	20 PLUM AVE, SHELBY, OH 44875-1111

Mortgage

Document Number	202000011069
Date	Sep 17, 2020
Instrument	202000011069

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND OH
Recording Date	Oct 9, 2017
Property Address	20 PLUM AVE, SHELBY, OH 44875-1111
Document Number	02576/0715
Book / Page	2576 / 0715
Instrument Date	Oct 6, 2017
Instrument	201700012784
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 42, CLEARFIELD, PA 16830-0042
Mail Care Of	FCBANK

Mortgage

Document Number	201700012785
Date	Oct 9, 2017
Instrument	201700012785

Lender

Name	CNB BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 3, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Richland County
County Subdivision	Sharon Township
Municipality	Shelby City
Unified School District	Shelby City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,663.00 (+0.06%)	$44,660 (-) Land $4,190 Building $40,470
2024	$1,662.00 (-2.75%) Homeowner's exemption	$44,660 (-) Land $4,190 Building $40,470
2023	$1,709.00 (+27.16%) Homeowner's exemption	$44,660 (+41.87%) Land $4,190 Building $40,470	$127,600 (+41.89%) Land $11,960 Building $115,640
2022	$1,344.00 Homeowner's exemption	$31,480 Land $4,240 Building $27,240
2020			$89,930 Land $12,110 Building $77,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELBY CITY serves 9,453 people · EPA ID OH7004511
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV, Wavelinc Communications.

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