20 Piper Ln, Elgin, SC 29045 Property Records

Kershaw County property record for 20 Piper Ln, Elgin, SC 29045

Property Summary

Property Type	Single Family Home
Details	1,230 sqft · built 1997
Lot Size	0.465 acres (20,296 sqft)
Owner	2 Individual Names on File
Last Sale	$70,700 (Jun 1997)
Tax Bill	$2,193 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E334-04-0B-012-SEI`

Property Details

APN / Parcel Number

Primary APN	`E334-04-0B-012-SEI`
Alternative APN	`32053`

Interior

Stories	1 Story
Building Area	1,230 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Vinyl
Lot Area	20,296 sqft (0.465 acres)
Porch	Porch
Porch Area	88 sqft
Patio Area	120 sqft

Location & Zoning

Account Number	32053
Street Address	20 PIPER LN
City	ELGIN
State	SC
Zip	29045-9456
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2018
Census Tract	970909

Owner

20 Piper Ln is owned by two individuals who bought it in June 1997.

Source: Kershaw County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 223, ELGIN, SC 29045-0223
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 1997 · Amount on File
Deed Sale	Jun 27, 1997 · Amount on File
Deed Book / Page	536 / 152
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	20 PIPER LN, ELGIN, SC 29045-9456
Document Number	0000009693
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 PIPER LN ELGIN SC 290459456, ELGIN, SC 29045-9456

Mortgage

Document Number	0000009693
Date	Dec 2, 2019
Book Page	004133/000159
Instrument	9693

Lender

Name	MID CAROLINA CU
Type	Credit Union
Address	LUGOFF, SC 29078

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 20 Piper Ln was $2,193.

Source: Kershaw County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Municipality	Elgin Town
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,193.00	$107,400 Land $20,000 Building $87,400	$107,400
2023	$2,228.00	$107,400 Land $20,000 Building $87,400	$107,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Piper Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Piper Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUGOFF ELGIN WATER AUTH serves 25,783 people · EPA ID SC2820001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20