Worcester County and Harvard Town property record for 20 Pinnacle Rd, Harvard, MA 01451
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 3,806 sqft · built 1983 |
| Lot Size | 2.68 acres (116,741 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $790,000 (Oct 2022) |
| Tax Bill | $13,371 (2025) |
| Deeds & Mortgages | Oct 2022 Sale Aug 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARV M:18 B:25 |
| Primary APN | HARV M:18 B:25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,806 sqft Living Area |
| Gross Area | 6,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 116,741 sqft (2.68 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1250180002500000 |
|---|---|
| Street Address | 20 PINNACLE RD |
| City | HARVARD |
| State | MA |
| Zip | 01451-1722 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 25 |
| Jurisdiction | HARVARD MA |
| Township / Civil Division | HARVARD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 761401 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PINNACLE RD, HARVARD, MA 01451-1722 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 21, 2022 | Quit Claim Deed, Transfer |
| Aug 17, 2021 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 21, 2022 · Amount on Record |
| Deed Sale | Oct 21, 2022 · Amount on Record |
| Deed Document Number | 2022114117 |
| Deed Book / Page | 68380 / 226 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARVARD MA |
| Recording Date | Oct 21, 2022 |
| Property Address | 20 PINNACLE RD, HARVARD, MA 01451-1722 |
| Document Number | 068380-226 |
| Book / Page | 68380 / 226 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 114117 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 20 PINNACLE RD, HARVARD, MA 01451-1722 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 20 PINNACLE RD, HARVARD, MA 01451-1722 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 65850-69 |
|---|---|
| Date | Aug 17, 2021 |
| Book Page | 65850/69 |
| Instrument | 115034 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARVARD MA |
| Property Address | 20 PINNACLE RD, HARVARD, MA 01451-1722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 58781-106 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 58781/106 |
| Instrument | 44578 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2038 |
Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Harvard Town |
| Unified School District | Harvard School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,371.00 (+10.96%) | $854,400 (+5.65%) Land $283,500 Building $570,900 | |
| 2024 | $12,050.00 (-22.7%) | $808,700 (-13.83%) Land $283,500 Building $525,200 | $953,325 |
| 2023 | $15,588.00 | $938,500 Land $263,600 Building $674,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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