Erie County and Lancaster Town property record for 20 Pinetree Dr, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,196 sqft · built 1990 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Aug 2014) |
| Tax Bill | $8,373 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.11-2-25 |
| Primary APN | 145289 126.11-2-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,196 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| 2nd Floor Area | 1,068 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 151 ft deep x 76.3 ft wide |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 486 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 20 PINETREE DR |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | MC 2542 SL 25 |
| Legal Subdivision | PINE TREE FARMS |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 14206 |
Source: Erie County and Lancaster Town records, as of May 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FCU |
| Feb 24, 2017 | Deed of Trust, Mortgage · Line of Credit SUMMIT FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2014 · Amount on Record |
| Deed Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 2014173660 |
| Deed Book / Page | 11268 / 5202 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Document Number | 0113917138 |
|---|---|
| Date | Nov 26, 2021 |
| Book Page | 11391/7138 |
| Instrument | 2021236335 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|---|
| Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Document Number | 0140259588 |
|---|---|
| Date | Nov 17, 2021 |
| Book Page | 14025/9588 |
| Instrument | 2021229475 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 178 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Document Number | 0139421196 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 20 PINETREE DR LANCASTER NY 140863416, LANCASTER, NY 14086-3416 |
| Document Number | 0139421196 |
|---|---|
| Date | Jun 5, 2020 |
| Book Page | 013942/001196 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 4, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 20 PINETREE DR, LANCASTER, NY 14086-3416 |
| Document Number | 0138031523 |
| Book / Page | 013803 / 001523 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2017 |
| Name | Verified Name |
|---|---|
| Address | 20 PINETREE DR LANCASTER NY 140863416, LANCASTER, NY 14086-3416 |
| Document Number | 0138031523 |
|---|---|
| Date | Mar 1, 2017 |
| Book Page | 013803/001523 |
| Name | SUMMIT FCU |
|---|---|
| Type | Credit Union |
| Address | ROCHESTER, NY 14626 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 28, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,373.00 (+1.94%) | $296,000 (-) Land $70,000 Building $226,000 | $462,500 (+12.5%) Land $109,375 Building $353,125 |
| 2024 | $8,214.00 Homeowner's exemption | $296,000 (-) Land $70,000 Building $226,000 | $411,100 (+4.16%) Land $97,220 Building $313,880 |
| 2023 | Homeowner's exemption | $296,000 Land $70,000 Building $226,000 | $394,700 Land $93,341 Building $301,359 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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