20 Pinehurst Dr, Shalimar, FL 32579 Property Records

Okaloosa County property record for 20 Pinehurst Dr, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,322 sqft · built 1977
Lot Size	0.256 acres (11,183 sqft)
Owner	2 Owner Names on File
Last Sale	$320,000 (Feb 2008)
Deeds & Mortgages	Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-9334-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-9334-2`
Alternative APN	`04-2S-23-1435-0004-0220`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,322 sqft Heated Area
Gross Area	3,638 sqft
1st Floor Area	1,755 sqft
Upper Floors Area	567 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	11,183 sqft (0.256 acres)
Garage Type	Mixed
Garage Area	567 sqft
Porch	Finished/Screened Porch
Porch Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	20 PINEHURST DR
City	SHALIMAR
State	FL
Zip	32579-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LORRAINE EST 3RD LOT 22 BLK 4
Legal Range	23
Legal Township	02S
Legal Section	04
Legal Subdivision	LAKE LORRAINE EST 3RD
Legal Block	4
Legal Lot Number	22
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1004
Census Tract	21502

Owner

Source: Okaloosa County assessment roll, APN C56-000-591-9334-2, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	20 PINEHURST DR, SHALIMAR, FL 32579-1626
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 29, 2008 · Amount on Record
Deed Sale	Feb 29, 2008 · Amount on Record
Deed Document Number	2480546
Deed Book / Page	2830 / 0210
Record Updated	Jun 08, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	20 PINEHURST DR, SHALIMAR, FL 32579-1626
Transaction Type	Mortgage
Record Updated	Nov 25, 2021
Title Company	KNIGHT BARRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PINEHURST DR, SHALIMAR, FL 32579-1626

Mortgage

Document Number	0035854693
Date	Nov 09, 2021
Book Page	3585/4693
Instrument	3503714

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2046

Tax Assessment & Valuation

Source: Okaloosa County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$406,364 (+8.03%)	$410,047 (+5.56%) Land $143,767 Building $266,280
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$376,144	$388,462 Land $96,384 Building $292,078

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), as of March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910215021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	142 (1979–2020)
Claims Outside the SFHA	55 of 142
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 9 claims Hurricane Frances, Sep 2004 · 47 claims Hurricane Opal, Oct 1995 · 68 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 293 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL1460506, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.