20 Pine St, Franklinton, NC 27525 Property Records

Franklin County property record for 20 Pine St, Franklinton, NC 27525

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1965
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on File
Last Sale	$84,000 (Jul 2016)
Tax Bill	$1,974 (2025)
Deeds & Mortgages	May 2026 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1865-09-2868`

Property Details

APN / Parcel Number

Primary APN	`1865-09-2868`
Alternative APNs	`FN44600 003` `009597` `16328`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Total Area
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Flooring	Tile
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1980
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,024 sqft (0.299 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Unfinished
Garage Area	500 sqft

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	20 PINE ST
City	FRANKLINTON
State	NC
Zip	27525-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSH
Legal Description	RE MB 6 PG 78 MB 2002/420
Legal Subdivision	WHISPERING PINES
Legal Lot Number	8,9,10
Jurisdiction	FRANKLIN NC
Township / Civil Division	FRANKLINTON
Census Block Group	1
Census Block	1004
Census Tract	60403

Owner

20 Pine St is owned and occupied by an individual who bought it in July 2016.

Source: Franklin County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20 PINE ST, FRANKLINTON, NC 27525-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2016 · Amount on File
Deed Sale	Jul 13, 2016 · Amount on File
Prior Sale	Mar 31, 2006 · Amount on File
Deed Book / Page	2049 / 410
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Recording Date	May 5, 2026
Property Address	20 PINE ST, FRANKLINTON, NC 27525-1125
Document Number	0024301005
Book / Page	2430 / 1005
Instrument Date	May 4, 2026
Instrument	202610112943
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PINE ST, FRANKLINTON, NC 27525-1125

Mortgage

Document Number	0010112943,
Date	May 5, 2026
Book Page	2430/1005
Instrument	202610112943

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	20 PINE ST, FRANKLINTON, NC 27525-1125
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022922054
Date	Mar 3, 2022
Book Page	2292/2054

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 20 Pine St was $1,974.

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Municipality	Franklinton Town
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,974.00	$145,680 Land $48,100 Building $97,580	$145,680 Land $48,100 Building $97,580
2023	$1,249.00	$70,530 Land $18,780 Building $51,750	$70,530 Land $18,780 Building $51,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Pine St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Pine St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRANKLINTON serves 3,142 people · EPA ID NC0235010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Jul 2026 Total trihalomethanes resolved · Oct 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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