20 Pine Rd, Roseland, NJ 07068 Property Records

Essex County and Roseland Borough property record for 20 Pine Rd, Roseland, NJ 07068

Property Summary

Property Type	Single Family Home
Details	3,303 sqft · built 1966
Lot Size	0.445 acres (19,380 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,150,000 (Oct 2023)
Tax Bill	$17,056 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00049-0000-00045`

Property Details

APN / Parcel Number

Primary APN	`18-00049-0000-00045`
Alternative APN	`180004900045`

Interior

Stories	1 Story
Building Area	3,303 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	19,380 sqft (0.445 acres)
Lot Dimensions	228 ft deep x 85 ft wide

Location & Zoning

Old Parcel Number	180004900045
Street Address	20 PINE RD
City	ROSELAND
State	NJ
Zip	07068-1435
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	85X228
Legal Subdivision	FELLS CREST COUNTRY CLUB ESTAT
Legal Block	49
Legal Lot Number	45
Jurisdiction	ESSEX NJ
Township / Civil Division	ROSELAND
Census Block Group	1
Census Block	1011
Census Tract	20902

Owner

Source: Essex County and Roseland Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 PINE RD, ROSELAND, NJ 07068-1435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 11, 2023 · Amount on Record
Deed Sale	Oct 11, 2023 · Amount on Record
Prior Sale	Aug 1, 1995 · Amount on Record
Deed Document Number	202360856
Record Updated	Sep 20, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 11, 2023
Property Address	20 PINE RD, ROSELAND, NJ 07068-1435
Document Number	0000060856
Instrument Date	Sep 28, 2023
Instrument	2023060856
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PINE RD, ROSELAND, NJ 07068-1435

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PINE RD, ROSELAND, NJ 07068-1435

Mortgage

Document Number	0000060857
Date	Oct 11, 2023
Instrument	2023060857

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Nov 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Essex County and Roseland Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Roseland Borough
Elementary School District	Roseland Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$916,000 (-) Land $378,800 Building $537,200	$916,000 (-) Land $378,800 Building $537,200
2025	$17,056.00 (+3.16%)	$916,000 (+27.65%) Land $378,800 Building $537,200	$916,000 (+27.65%) Land $378,800 Building $537,200
2024	$16,533.00 (-1.32%)
2023		$717,600 (-) Land $328,100 Building $389,500	$717,600 (-) Land $328,100 Building $389,500
2022	$16,755.00 (+1.41%)	$717,600 Land $328,100 Building $389,500	$717,600 Land $328,100 Building $389,500
2021	$16,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (1988–2021)
Claims Outside the SFHA	6 of 13
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROSELAND WATER DEPT serves 5,300 people · EPA ID NJ0718001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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