Cape May County and Ocean City property record for 20 Pine Rd, Ocean City, NJ 08226
| Property Type | Single Family Home |
|---|---|
| Details | 1,529 sqft · built 2015 |
| Lot Size | 0.149 acres (6,499 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $858,000 (May 2014) |
| Tax Bill | $18,615 (2024) |
| Deeds & Mortgages | Apr 2020 Mortgage Jan 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 08-02112-0000-00020 |
| Primary APN | 08-02112-0000-00020 |
|---|---|
| Alternative APN |
|
| Stories | 3 Stories |
|---|---|
| Building Area | 1,529 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Frame |
| Lot Area | 6,499 sqft (0.149 acres) |
| Lot Dimensions | 100 ft deep x 65 ft wide |
| Garage Type | Attached |
| Street Address | 20 PINE RD |
|---|---|
| City | OCEAN CITY |
| State | NJ |
| Zip | 08226-2642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | STOECO RIVIERA PLAN #6 |
| Legal Block | 2112 |
| Legal Lot Number | 20 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | OCEAN CITY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 20203 |
20 Pine Rd is owned and occupied by two individuals who bought it in May 2014.
Source: Cape May County and Ocean City records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PINE RD, OCEAN CITY, NJ 08226-2642 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage GUARANTEED RATE |
| Jan 10, 2019 | Deed of Trust, Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2014 · Amount on File |
| Deed Sale | May 27, 2014 · Amount on File |
| Prior Sale | Sep 3, 1998 · Amount on File |
| Deed Document Number | 2014283 |
| Deed Book / Page | 3581 / 625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 20 PINE RD, OCEAN CITY, NJ 08226-2642 |
| Document Number | 0061810757 |
| Instrument Date | Apr 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2020 |
| Title Company | TITLE COMPANY/JERSEY, TITLE CO/JERSEY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 PINE RD OCEAN CITY NJ 082262642, OCEAN CITY, NJ 08226-2642 |
| Document Number | 0061810757 |
|---|---|
| Date | Apr 30, 2020 |
| Book Page | 006181/000757 |
| Instrument | 12983 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 20 PINE RD, OCEAN CITY, NJ 08226-2642 |
| Document Number | 0060380268 |
| Instrument Date | Jan 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 PINE RD OCEAN CITY NJ 082262642, OCEAN CITY, NJ 08226-2642 |
| Document Number | 0060380268 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 006038/000268 |
| Instrument | 82492 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2049 |
Source: Cape May County and Ocean City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| Municipality | Ocean City |
| Unified School District | Ocean City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,659,100 (-) Land $805,500 Building $853,600 | $1,659,100 (-) Land $805,500 Building $853,600 | |
| 2025 | $1,659,100 Land $805,500 Building $853,600 | $1,659,100 Land $805,500 Building $853,600 | |
| 2024 | $18,615.00 | ||
| 2023 | $1,659,100 Land $805,500 Building $853,600 | $1,659,100 Land $805,500 Building $853,600 | |
| 2022 | $17,072.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Pine Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 545 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 839 units insured incl. 294 condo units |
| Nearby Flood Claims | 702 (1979–2021) |
| Claims Outside the SFHA | 2 of 702 |
| Most Recent Claim | Feb 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Pine Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - OCEAN CITY private · serves 127,000 people · EPA ID NJ0508001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,033 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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