20 Pine Loop, Newland, NC 28657 Property Records

Avery County property record for 20 Pine Loop, Newland, NC 28657

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,826 sqft · built 1987
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Apr 2026)
Tax Bill	$366 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1844-06-47-4991-00000`

Property Details

APN / Parcel Number

Primary APN	`1844-06-47-4991-00000`
Alternative APN	`66457`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,826 sqft Living Area
1st Floor Area	1,526 sqft
Basement Area	728 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
View / Lot	River
Garage Type	Carport
Garage Area	344 sqft
Carport	Carport
Carport Area	344 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	66457
Street Address	20 PINE LOOP
City	NEWLAND
State	NC
Zip	28657
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LH HIGHLAND HILLS 315&314PLAT 10-83
Legal Subdivision	LH HIGHLAND HILLS
Jurisdiction	AVERY NC
Township / Civil Division	PINEOLA
Census Block Group	3
Census Block	3020
Census Tract	930200

Owner

Source: Avery County records · APN 1844-06-47-4991-00000

Assessment roll updated January 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4146 54TH AVE NE, HICKORY, NC 28601-7016
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Jul 18, 2016 · Amount on Record
Deed Document Number	20261535
Deed Book / Page	619 / 1053
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AVERY NC
Recording Date	Apr 22, 2026
Property Address	20 PINE LOOP, NEWLAND, NC 28657
Document Number	0000001535
Book / Page	619 / 1053
Instrument Date	Apr 07, 2026
Instrument	20261535
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$38,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4146 54TH AVE NE, HICKORY, NC 28601-7016
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001536,
Date	Apr 22, 2026
Book Page	619/1055
Instrument	20261536

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	36 Months
Due	Apr 10, 2029

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Avery County records · Assessment roll updated January 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Avery County
Unified School District	Avery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$366.00 (-68.2%)	$91,500 (-68.22%) Land $27,000 Building $64,500	$91,500 (-68.22%) Land $27,000 Building $64,500
2024	$1,151.00
2023	$1,151.00	$287,900 (-) Land $30,000 Building $257,900	$287,900 (-) Land $30,000 Building $257,900
2022	$1,151.00	$287,900 Land $30,000 Building $257,900	$287,900 Land $30,000 Building $257,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Avery County (37011C), updated January 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370119302003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	116 (1989–2024)
Claims Outside the SFHA	22 of 116
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 49 claims Hurricane Ivan, Sep 2004 · 22 claims Tropical Storm Frances, Sep 2004 · 19 claims

Wildfire

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 366 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	LINVILLE LAND HARBOR private · serves 2,280 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.