20 Pickle Ln, Morehead, KY 40351 Property Records

Rowan County property record for 20 Pickle Ln, Morehead, KY 40351 · Last verified January 2026

Property Summary

Property Type	Commercial
Owner	Individual Name on File
Tax Bill	$9,474 (2025)
Deeds & Mortgages	Jul 2024 Transfer Aug 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`019-00 00 036.16`

Property Details

APN / Parcel Number

Primary APN	`019-00 00 036.16`
Alternative APNs	`6294` `6304` `6801`

Location & Zoning

Account Number	6801
Street Address	20 PICKLE LN
City	MOREHEAD
State	KY
Zip	40351-2012
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	10 HOUSES/LOTS + APX 4 AC - 20 21 32 33 34 44 47 49 51 53 PICKLE LANE OFF RICE ROAD
Legal Subdivision	APARTMENTS
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	3
Census Block	3002
Census Tract	950201

Owner

Source: Rowan County records · APN 019-00 00 036.16

Assessment roll updated April 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Intrafamily Transfer, Transfer
Aug 13, 2021	Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF GRAYSON

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Prior Sale	Aug 13, 2021 · Amount on Record
Last Transfer Date	Jul 23, 2024
Transfer Doc	00D292/458
Record Updated	Jun 08, 2026

July 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROWAN KY
Recording Date	Jul 23, 2024
Property Address	20 PICKLE LN, MOREHEAD, KY 40351-2012
Document Number	00D292/458
Book / Page	D292 / 458
Map Reference	CAB 2 SL 472
Instrument Date	Jul 01, 2024
Instrument	2031053
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	340 RICE RD, MOREHEAD, KY 40351-9253

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	554 WHIPPORWILL DR, MOREHEAD, KY 40351-8869

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Aug 13, 2021
Property Address	20 PICKLE LN, MOREHEAD, KY 40351-2012
Document Number	00D280/767
Book / Page	D280 / 767
Map Reference	CAB 2 SL 403
Instrument Date	Aug 11, 2021
Instrument	2011276
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1080 RICE RD, MOREHEAD, KY 40351-8739

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 RICE RD, MOREHEAD, KY 40351-9253

Mortgage

Document Number	0002011277
Date	Aug 13, 2021
Instrument	2011277

Lender

Name	FIRST NATIONAL BANK OF GRAYSON
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	371 Months
Due	Jul 11, 2052

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,474.00 (+34.55%)	$1,132,000 (+36.96%) Land $138,471 Building $993,529	$1,132,000 (+36.96%) Land $138,471 Building $993,529
2023	$7,041.00 (+85.24%)	$826,500 (+87.84%) Land $119,000 Building $707,500	$826,500 (+87.84%) Land $119,000 Building $707,500
2022	$3,801.00	$440,000 Land $75,000 Building $365,000	$440,000 Land $75,000 Building $365,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (21205C), updated April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059502013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 18 individual NFIP policies nearby
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	9 (2002–2015)
Most Recent Claim	May 2015, river or lake flooding
Claims By Storm	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims Severe Storms And Flooding, Mar 2002 · 2 claims

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 71% of Kentucky
Wildfire Likelihood	About 1 in 1,587 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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