20 Phipps St, Weaverville, NC 28787 Property Records

Buncombe County property record for 20 Phipps St, Weaverville, NC 28787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,762 sqft · built 1997
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on File
Last Sale	$6,000 (May 1996)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Oct 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`653809-2020-202`

Property Details

APN / Parcel Number

Primary APN	`653809-2020-202`
Alternative APNs	`9742-35-2086-00000` `974210352117000` `008103789`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,762 sqft Living Area
Gross Area	3,516 sqft
1st Floor Area	252 sqft
Basement Area	1,256 sqft
Finished Basement	502 sqft
Unfinished Basement	754 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,443 sqft (0.63 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Deck Area	256 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	653809-2020-202
Street Address	20 PHIPPS ST
City	WEAVERVILLE
State	NC
Zip	28787-9468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: J W PHIPPS PROPERTY BLOCK: LOT: ALL 35 * POR 36 SECTION: PLAT: 0001-0014
Legal Subdivision	J W PHIPPS PROPERTY
Legal Block	1
Legal Lot Number	35-36
Jurisdiction	BUNCOMBE NC
Township / Civil Division	REEMS CREEK
Census Block Group	1
Census Block	1044
Census Tract	2702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Barrett, Dr. John G. & Nannie H., Farm listed 2013 · 6 contributing resources · NRIS 13000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Phipps St is owned by two individuals who bought it in May 1996.

Source: Buncombe County records, as of March 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 1183, WEAVERVILLE, NC 28787-1183
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 1996 · Amount on File
Deed Sale	May 21, 1996 · Amount on File
Deed Document Number	19961
Deed Book / Page	1906 / 791
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	20 PHIPPS ST, WEAVERVILLE, NC 28787
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058181695
Date	Oct 4, 2019
Book Page	5818/1695

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 26, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 20 Phipps St was $4,290, up 6.8% from the year before.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Municipality	Weaverville Town
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,290.00 (+6.82%)	$463,000 Land $78,700 Building $384,300	$463,000 Land $78,700 Building $384,300
2024	$4,016.00 (+2.29%)
2023	$3,926.00	$463,000	$463,000 Land $78,700 Building $384,300
2021			$463,000 Land $78,700 Building $384,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Phipps St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Phipps St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WEAVERVILLE serves 8,359 people · EPA ID NC0111025
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20