20 Phelps St, Lyons, NY 14489 Property Records

Wayne County and Lyons Town property record for 20 Phelps St, Lyons, NY 14489

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,964 sqft · built 1931
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Last Sale$95,000 (Jul 2016)
Tax Bill$4,130 (2025)
Deeds & MortgagesMar 2021 Refinance
APN172-00

Property Details

APN / Parcel Number

Primary APN172-00
Alternative APN
  • 542800 71111-09-184734

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,964 sqft Living Area
1st Floor Area1,136 sqft
2nd Floor Area828 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1931
Effective Year BuiltEffective 1931
Architectural StyleTraditional
Exterior MaterialStucco
Lot Area1,742 sqft (0.04 acres)
Lot Width37 ft Width
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number172-00
Street Address20 PHELPS ST
CityLYONS
StateNY
Zip14489-1510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block9
Legal Lot Number184.734
JurisdictionWAYNE NY
Township / Civil DivisionLYONS
Census Block Group1
Census Block1016
Census Tract21400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Lyons Downtown Historic District
listed 2018 · 256 contributing resources · NRIS 100002190

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Wayne County and Lyons Town records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 PHELPS ST, LYONS, NY 14489-1510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 12, 2016 · Amount on Record
Deed SaleJul 12, 2016 · Amount on Record
Deed Book / Page918 / 92243
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE NY
Property Address20 PHELPS ST, LYONS, NY 14489-1510
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberR9230199
DateMar 16, 2021
InstrumentR9230199
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueApr 1, 2041

Tax Assessment & Valuation

Source: Wayne County and Lyons Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWayne County
County SubdivisionLyons Town
Unified School DistrictLyons Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,130.00$147,000 (+62.07%) Land $3,700 Building $143,300$147,000 (+3.73%) Land $3,700 Building $143,300
2023$90,700 Land $800 Building $89,900$141,719 Land $1,250 Building $140,469

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.9% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARCADIA-LYONS CSA
private · serves 5,800 people · EPA ID NY5821130
Water SourcePurchased surface water from several systems
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CBN
Fixed Wireless · not low latency
100 / 100
T-Mobile
Fixed Wireless
100 / 20

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