20 Pharr St, Canton, NC 28716 Property Records

Haywood County property record for 20 Pharr St, Canton, NC 28716 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 666 sqft · built 1917
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Aug 2022)
Tax Bill	$622 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8656-87-2622`

Property Details

APN / Parcel Number

Primary APN	`8656-87-2622`
Alternative APNs	`8656872621` `274259`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	666 sqft Heated Area
Gross Area	966 sqft
1st Floor Area	666 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Architectural Style	Conventional
Exterior Material	Vinyl
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Area	288 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Electric
Sewer	Septic

Location & Zoning

Account Number	274259
Street Address	20 PHARR ST
City	CANTON
State	NC
Zip	28716-4832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT #38 J Z SMATHERS
Legal Subdivision	J Z SMATHERS
Legal Unit	38
Jurisdiction	HAYWOOD NC
Township / Civil Division	BEAVERDAM
Census Block Group	1
Census Block	1027
Census Tract	920300

Owner

Source: Haywood County records · APN 8656-87-2622

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20 PHARR ST, CANTON, NC 28716-4832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Prior Sale	Sep 23, 2005 · Amount on Record
Deed Document Number	20228768
Deed Book / Page	1069 / 2177
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAYWOOD NC
Recording Date	Aug 18, 2022
Property Address	20 PHARR ST, CANTON, NC 28716-4832
Document Number	0010692177
Book / Page	1069 / 2177
Instrument Date	Aug 16, 2022
Instrument	2022008768
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 FRAZIER RD, 162, CANTON, NC 28716-7574

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 PHARR ST, CANTON, NC 28716-4832

Mortgage

Document Number	0010692180
Date	Aug 18, 2022
Instrument	1069-2180

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2027
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	6.15%
Index	5-Year CMT
Max Rate	10.1%

Tax Assessment & Valuation

Source: Haywood County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Haywood County
Municipality	Canton Town
Unified School District	Haywood County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,200 (-) Land $13,800 Building $70,400
2025	$622.00	$84,200 (-) Land $13,800 Building $70,400	$84,200 (-) Land $13,800 Building $70,400
2023		$84,200 Land $13,800 Building $70,400	$84,200 (-) Land $13,800 Building $70,400
2021			$84,200 Land $13,800 Building $70,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Haywood County (37087C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370879203001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 2 of 9 on primary residences
Nearby Flood Claims	26 (1983–2024)
Most Recent Claim	Sep 2024, river or lake flooding, Tropical Storm Helene
Flood Events	Tropical Storm Helene (Sep 2024), 8 claims Remnants Of Tropical Storm Fred (Aug 2021), 6 claims Tropical Storm Frances (Sep 2004), 6 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 43% of North Carolina
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.