20 Perry Rd, Troy, NY 12182 Property Records

Rensselaer County and Schaghticoke Town property record for 20 Perry Rd, Troy, NY 12182

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1946
Lot Size0.36 acres (15,682 sqft)
Owner2 Individual Names on Record
Last Sale$75,050 (Oct 2002)
Tax Bill$4,054 (2026)
Deeds & MortgagesMay 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN384289 71.9-2-17

Property Details

APN / Parcel Number

Primary APN384289 71.9-2-17
Alternative APN
  • 315J139400

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area784 sqft
Upper Floors Area392 sqft

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
Lot Dimensions200 ft deep x 80 ft wide
PorchSlab
Porch Area402 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number315J139400
Street Address20 PERRY RD
CityTROY
StateNY
Zip12182-1113
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal Block2
Legal Lot Number17.000
JurisdictionRENSSELAER NY
Township / Civil DivisionSCHAGHTICOKE
Census Block Group2
Census Block2041
Census Tract51902

Owner

Source: Rensselaer County and Schaghticoke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address20 PERRY RD, TROY, NY 12182-1113
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 2, 2002 · Amount on Record
Deed SaleOct 2, 2002 · Amount on Record
Prior SaleMay 15, 2002 · Amount on Record
Deed Book / Page365 / 1592
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRENSSELAER NY
Property Address20 PERRY RD, TROY, NY 12182-1113
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0103830112
DateMay 9, 2023
Book Page10383/112
Instrument2023-627167
Lender
NameTRUSTCO BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJun 1, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rensselaer County and Schaghticoke Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyRensselaer County
County SubdivisionSchaghticoke Town
Unified School DistrictLansingburgh Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,054.00 (-1.82%) Homeowner's exemption Veteran's exemption
2025$4,129.00$28,100 (-) Land $11,900 Building $16,200$197,331 (+12.71%) Land $83,567 Building $113,764
2023$28,100 Land $11,900 Building $16,200$175,078 Land $74,143 Building $100,935

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims10 (1996–2026)
Claims Outside the SFHA4 of 10
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Hudson Valley Wireless
Fixed Wireless
200 / 20
T-Mobile
Fixed Wireless
100 / 20

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