20 Penny Ln, Jackson, NJ 08527 Property Records

Ocean County and Jackson Township property record for 20 Penny Ln, Jackson, NJ 08527

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,225 sqft · built 1997
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Aug 2020)
Tax Bill	$6,868 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-14804-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`12-14804-0000-00010`
Alternative APNs	`1200075003500011` `12000753500011`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,225 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Cape Cod
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	12000753500011
Street Address	20 PENNY LN
City	JACKSON
State	NJ
Zip	08527-3970
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRC
Legal Description	.14 AC
Legal Subdivision	FINAL SUB SEC 3-B
Legal Block	14804
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2009
Census Tract	717501

Owner

20 Penny Ln is owned and occupied by two individuals who bought it in August 2020.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 PENNY LN, JACKSON, NJ 08527-3970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2020 · Amount on File
Deed Sale	Aug 20, 2020 · Amount on File
Prior Sale	Jul 28, 1997 · Amount on File
Deed Document Number	202090488
Deed Book / Page	18017 / 1291
Record Updated	Sep 20, 2026

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 20, 2020
Property Address	20 PENNY LN, JACKSON, NJ 08527-3970
Document Number	0180171291
Book / Page	18017 / 1291
Instrument Date	Jul 21, 2020
Instrument	2020090488
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	26 WALNUT ST, 26, PLEASANTVILLE, NY 10570-3716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PENNY LN, JACKSON, NJ 08527-3970
Investor	Possibly a Property Investor

Mortgage

Document Number	2020090489
Date	Aug 20, 2020
Instrument	2020090489

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Penny Ln was $6,868, down 4.8% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,000 (-) Land $99,200 Building $360,800	$460,000 (-) Land $99,200 Building $360,800
2025	$6,868.00 (-4.8%)	$460,000 Land $99,200 Building $360,800	$460,000 Land $99,200 Building $360,800
2024	$7,214.00
2023		$263,400 Land $55,000 Building $208,400	$263,400 Land $55,000 Building $208,400
2022	$6,803.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Penny Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979–1984)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 1984 · Coastal Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Penny Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON TWP MUA serves 37,224 people · EPA ID NJ1511001
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20