Brunswick County property record for 20 Pender St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,052 sqft · built 1985 |
| Lot Size | 0.129 acres (5,619 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,533 (2025) |
| Deeds & Mortgages | Sep 2021 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 244PO041 |
| Primary APN | 244PO041 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,052 sqft Heated Area |
| Gross Area | 2,804 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,619 sqft (0.129 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 80116558 |
|---|---|
| Street Address | 20 PENDER ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-41 CANAL 5 S-A&B OIB PLAT H/374 |
| Legal Subdivision | OCEAN ISLE BEACH |
| Legal Lot Number | 41 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
20 Pender St is owned by a company that acquired it in June 1997.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8919 PARK RD, DC36, CHARLOTTE, NC 28210-8644 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 1, 1997 |
| Deed Sale | Jun 1, 1997 |
| Deed Book / Page | 1154 / 698 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 10, 2021 |
| Property Address | 20 PENDER ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0047010389 |
| Book / Page | 4701 / 389 |
| Map Reference | CAB H PG 374 |
| Instrument Date | Sep 8, 2021 |
| Transaction Type | Transfer |
| Record Updated | Oct 1, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8918 PARK RD, 8918, CHARLOTTE, NC 28210-7609 |
| Name | Verified Name |
|---|---|
| Address | 8918 PARK RD, CHARLOTTE, NC 28210-7609 |
The 2025 property tax bill for 20 Pender St was $3,533.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $896,480 (-) Land $500,000 Building $396,480 | $896,480 (-) Land $500,000 Building $396,480 | |
| 2025 | $3,533.00 | $896,480 Land $500,000 Building $396,480 | $896,480 Land $500,000 Building $396,480 |
| 2023 | $896,480 Land $500,000 Building $396,480 | $896,480 Land $500,000 Building $396,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Pender St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Pender St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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