20 Pearson St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 20 Pearson St, Saugus, MA 01906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleOther
Year BuiltBuilt 1872
Square Footage1,498 sqft Living Area
Lot Size5,001 sqft (0.115 acres)
OccupancyOwner Occupied
Tax Bill$5,871.00 (2025)

Property Details

APN / Parcel Number

Primary APNSAUG M:008-F B:0001 L:0003
Alternative APNs
  • M:008=F B:0001 L:0003
  • 5867007

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,498 sqft Living Area
Gross Area2,872 sqft Gross Area
1st Floor856 sqft 1st Floor
Basement Area856 sqft Basement
Unfinished Basement856 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1872
Effective Year BuiltEffective 1872
Architectural StyleOther Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,001 sqft (0.115 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number5867007
Street Address20 PEARSON ST
CitySAUGUS
StateMA
Zip01906-2336
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number3
JurisdictionSAUGUS MA
Minor Civil DivisionSAUGUS
Census Blockgroup1
Census Block1002
Census Tract208200

Owner

Source: Essex County and Saugus Town records · APN SAUG M:008-F B:0001 L:0003

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 PEARSON ST, SAUGUS, MA 01906-2336
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2022Deed of Trust, Mortgage · Stand Alone Refinance
ROCKLAND TRUST CO
May 27, 2022Deed of Trust, Mortgage · Stand Alone Refinance
ROCKLAND TRUST CO
Jun 10, 2019Deed of Trust, Mortgage · Balloon Payment
EASTERN BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 30, 2012
Deed SaleAug 30, 2012
Deed Book / Page31671 / 484
Record RefreshedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address20 PEARSON ST, SAUGUS, MA 01906-2336
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041089-541
DateJul 26, 2022
Book Page41089/541
Instrument20220726003290
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term541 Months
DueAug 01, 2067

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address20 PEARSON ST, SAUGUS, MA 01906-2336
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040962-511
DateMay 27, 2022
Book Page40962/511
Instrument20220527001270
Lender
NameROCKLAND TRUST CO
TypeNon-Lending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 01, 2032

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAUGUS MA
Property Address20 PEARSON ST, SAUGUS, MA 01906-2336
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37573-307
DateJun 10, 2019
Book Page37573/307
Instrument20190610000040
Lender
NameEASTERN BANK
TypeBank
Agreement
TypeBalloon Payment
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionSaugus Town
Unified School DistrictSaugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,871.00 (+2.55%)$549,700 (+2.25%) Land $314,500 Building $235,200$625,480
2024$5,725.00 (+3.12%)$537,600 (+9.02%) Land $306,000 Building $231,600
2023$5,552.00$493,100 Land $267,800 Building $225,300

Flood & Wildfire

20 Pearson St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Essex County (25009C), updated July 10, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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