Suffolk County and Huntington Town property record for 20 Peabody Rd, Cold Spring Harbor, NY 11724
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,200,000 (Sep 2021) |
| Tax Bill | $32,843 (2024) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0400-091.00-04.00-005.000 |
| Primary APN | 0400-091.00-04.00-005.000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,120 sqft |
|---|
| Street Address | 20 PEABODY RD |
|---|---|
| City | COLD SPRING HARBOR |
| State | NY |
| Zip | 11724-1709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R80 |
| Legal Description | BLK LOT |
| Legal Subdivision | DESCRIBED |
| Legal Block | 400 |
| Legal Lot Number | 5 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | HUNTINGTON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 110104 |
20 Peabody Rd is owned and occupied by two individuals who bought it in September 2021.
Source: Suffolk County and Huntington Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PEABODY RD, COLD SPRING HARBOR, NY 11724-1709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2026 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Jul 19, 2022 | Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU |
| Mar 25, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIBANK NA |
| Sep 30, 2021 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2021 · Amount on File |
| Deed Sale | Sep 30, 2021 · Amount on File |
| Prior Sale | Sep 26, 2016 · Amount on File |
| Deed Book / Page | 13122 / 395 |
| Prior Transfer Date | Oct 9, 1996 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 PEABODY RD, COLD SPRING HARBOR, NY 11724-1709 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0237060691 |
|---|---|
| Date | Jan 13, 2026 |
| Book Page | 23706/691 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Feb 1, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 PEABODY RD, COLD SPRING HARBOR, NY 11724-1709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0234390626 |
|---|---|
| Date | Jul 19, 2022 |
| Book Page | 23439/626 |
| Name | QUORUM FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Aug 1, 2051 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 20 PEABODY RD, COLD SPRING HARBOR, NY 11724-1709 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0233970096 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 23397/96 |
| Instrument | DM073351 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Sep 30, 2021 |
| Property Address | 20 PEABODY RD, COLD SPRING HARBOR, NY 11724-1709 |
| Document Number | 0131220395 |
| Book / Page | 13122 / 395 |
| Instrument Date | Aug 11, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 154 W 77TH ST, NEW YORK, NY 10024-6941 |
Source: Suffolk County and Huntington Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Huntington Town |
| Unified School District | Cold Spring Harbor Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,575 Land $800 Building $7,775 | $1,905,556 (+10,788.89%) Land $177,778 Building $1,727,778 | |
| 2024 | $32,843.00 | $17,500 (+12.24%) Land $1,633 Building $15,867 | |
| 2023 | $8,575 Land $800 Building $7,775 | $15,591 Land $1,455 Building $14,136 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 20 Peabody Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2021–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Peabody Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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