20 Patton St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 20 Patton St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,196 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Mar 2010)
Tax Bill	$10,482 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-00021-01-00041`

Property Details

APN / Parcel Number

Primary APN	`31-00021-01-00041`
Alternative APNs	`3100021000100041` `043200`

Interior

Stories	1 Story
Building Area	1,196 sqft Living Area
1st Floor Area	1,196 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Account Number	043200
Street Address	20 PATTON ST
City	LODI
State	NJ
Zip	07644-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.16AC
Legal Subdivision	AJAX REALTY CO
Legal Block	21.1
Legal Lot Number	41
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	5
Census Block	5013
Census Tract	30300

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PATTON ST, LODI, NJ 07644-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2022	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL MORTGAGE FUNDING LLC
Jul 29, 2020	Deed with Mortgage, Transfer · Conventional with PMI MLB RESID'L LNDG
Jan 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2010 · Amount on Record
Deed Sale	Mar 16, 2010 · Amount on Record
Prior Sale	Sep 27, 2002 · Amount on Record
Deed Document Number	20103831245
Deed Book / Page	383 / 1245
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 PATTON ST, LODI, NJ 07644-2103
Transaction Type	Mortgage
Record Updated	Jun 7, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046420834
Date	Apr 4, 2022
Book Page	4642/834
Instrument	2022038690

Lender

Name	CENTRAL MORTGAGE FUNDING LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

July 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	BERGEN NJ
Recording Date	Jul 29, 2020
Property Address	20 PATTON ST, LODI, NJ 07644-2103
Document Number	0036540852
Book / Page	003654 / 000852
Instrument Date	May 8, 2020
Instrument	69328
Transaction Type	Transfer
Record Updated	Aug 12, 2020
Title Company	NEW JERSEY LAND TITLE INSURANCE, NEW JERSEY LAND TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$321.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PATTON ST LODI NJ 076442103, LODI, NJ 07644-2103

Mortgage

Document Number	36540858
Date	Jul 29, 2020
Book Page	003654/000858
Instrument	69328

Lender

Name	MLB RESID'L LNDG
Address	SPRINGFIELD, NJ 07081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	20 PATTON ST, LODI, NJ 07644-2103
Document Number	0028631884
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	TITLE SOURCES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 PATTON ST LODI NJ 076442103, LODI, NJ 07644-2103

Mortgage

Document Number	0028631884
Date	Feb 13, 2018
Book Page	002863/001884

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$296,100 (-) Land $173,800 Building $122,300	$296,100 (-) Land $173,800 Building $122,300
2025	$10,482.00 (+5.61%)	$296,100 (-) Land $173,800 Building $122,300	$296,100 (-) Land $173,800 Building $122,300
2024	$9,925.00 (+2.7%)
2023		$296,100 Land $173,800 Building $122,300	$296,100 Land $173,800 Building $122,300
2022	$9,664.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	106 (1979–2024)
Claims Outside the SFHA	12 of 106
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 9 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 11 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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