20 Patterson Rd, Shirley, MA 01464 Property Records

Middlesex County and Shirley Town property record for 20 Patterson Rd, Shirley, MA 01464

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,430 sqft · built 1980
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Sep 2020)
Tax Bill	$6,956 (2026)
Deeds & Mortgages	May 2018 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SHIR M:0030 B:000A L:00003`

Property Details

APN / Parcel Number

Primary APN	`SHIR M:0030 B:000A L:00003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,430 sqft Living Area
Gross Area	5,483 sqft
Basement Area	1,960 sqft
Unfinished Basement	490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,670 sqft (0.75 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	20 PATTERSON RD
City	SHIRLEY
State	MA
Zip	01464-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Block	A
Legal Lot Number	3
Jurisdiction	SHIRLEY MA
Township / Civil Division	SHIRLEY
Census Block Group	3
Census Block	3009
Census Tract	388200

Owner

20 Patterson Rd is owned and occupied by two individuals who bought it in September 2020.

Source: Middlesex County and Shirley Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 PATTERSON RD, SHIRLEY, MA 01464-2902
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage I-C FCU
Sep 30, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Prior Sale	May 3, 2004 · Amount on File
Deed Document Number	2020176049
Deed Book / Page	75774 / 201
Prior Transfer Date	Sep 29, 2020
Prior Transfer Doc	75774-201
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIRLEY MA
Property Address	20 PATTERSON RD, SHIRLEY, MA 01464-2902
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	71044-133
Date	May 23, 2018
Book Page	71044/133
Instrument	71915

Lender

Name	I-C FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	120 Months
Due	May 1, 2028

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIRLEY MA
Recording Date	Sep 30, 2020
Property Address	20 PATTERSON RD, SHIRLEY, MA 01464-2902
Document Number	75774-201
Book / Page	75774 / 201
Instrument Date	Sep 29, 2020
Instrument	176049
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PATTERSON RD, SHIRLEY, MA 01464-2902

Mortgage

Document Number	176050
Date	Sep 30, 2020
Instrument	176050

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 20 Patterson Rd was $6,956, up 10,129.4% from the year before.

Source: Middlesex County and Shirley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Shirley Town
Unified School District	Ayer-Shirley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,956.00 (+10,129.41%)	$561,400 (+5.9%) Land $151,400 Building $410,000	$645,934 (+4.98%)
2025	$68.00 (-99.01%)	$530,100 (+4.47%) Land $132,000 Building $398,100	$615,315
2024	$6,885.00 (+3.24%)	$507,400 (+7.89%) Land $120,300 Building $387,100
2023	$6,669.00	$470,300 Land $120,300 Building $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Patterson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Patterson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHIRLEY WATER DISTRICT serves 4,165 people · EPA ID MA2270000
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Patterson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures