20 Parrott St, Cold Spring, NY 10516 Property Records

Putnam County and Philipstown Town property record for 20 Parrott St, Cold Spring, NY 10516

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,822 sqft · built 1888
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on File
Last Sale$525,000 (Nov 2018)
Tax Bill$11,529 (2024)
Deeds & MortgagesDec 2022 Second Mortgage
Jul 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN372601 49.5-2-48

Property Details

APN / Parcel Number

Primary APN372601 49.5-2-48
Alternative APNs
  • 260104900500020480000000
  • 024610

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,822 sqft Living Area
Gross Area1,942 sqft
1st Floor Area964 sqft
2nd Floor Area572 sqft
Upper Floors Area286 sqft

Exterior

Year BuiltBuilt 1888
Effective Year BuiltEffective 1888
Architectural StyleOld Style
Exterior MaterialComposition/Composite
Lot Area6,900 sqft (0.158 acres)
Lot Dimensions138 ft deep x 50 ft wide
View / LotLake Front
Garage TypeDetached
Garage Area44 sqft
PorchEnclosed Porch
Porch Area616 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number024610
Street Address20 PARROTT ST
CityCOLD SPRING
StateNY
Zip10516-2102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal SubdivisionMAP OF WEST POINT FOUNDRY
Legal Block2
Legal Lot Number48.00
JurisdictionPUTNAM NY
Township / Civil DivisionPHILIPSTOWN
Census Block Group2
Census Block2003
Census Tract10700

Owner

Source: Putnam County and Philipstown Town records · APN 372601 49.5-2-48

Assessment roll updated April 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address20 PARROTT ST, COLD SPRING, NY 10516-2102
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 06, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
HUDSON VALLEY FCU
Jul 26, 2021Deed of Trust, Mortgage · Line of Credit
HUDSON VALLEY FCU
Apr 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
HUDSON VLY CU
Nov 14, 2018Grant Deed, Transfer · Conventional Mortgage
PRIMELENDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 14, 2018 · Amount on Record
Deed SaleNov 14, 2018 · Amount on Record
Deed Document Number20181503000
Deed Book / Page2095 / 197
Prior Transfer DateDec 21, 2006
Prior Transfer Doc0017650279
Record UpdatedSep 20, 2026

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address20 PARROTT ST, COLD SPRING, NY 10516-2102
Transaction TypeMortgage
Record UpdatedDec 20, 2022
Title CompanyNORTH RIVER ABSTRACT CORP

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PARROTT ST, COLD SPRING, NY 10516-2102

Mortgage

Document Number0077330265
DateDec 06, 2022
Book Page7733/265
Instrument10440-2022
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueNov 21, 2042

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address20 PARROTT ST, COLD SPRING, NY 10516-2102
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PARROTT ST, COLD SPRING, NY 10516-2102

Mortgage

Document Number0074110162
DateJul 26, 2021
Book Page7411/162
Instrument8686-2021
Lender
NameHUDSON VALLEY FCU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12603
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJul 25, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address20 PARROTT ST, COLD SPRING, NY 10516-2102
Document Number0070730064
Instrument DateApr 20, 2020
Transaction TypeMortgage
Record UpdatedJun 08, 2020
Title CompanyREALTY RESOURCE SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 PARROTT ST COLD SPRING NY 105162102, COLD SPRING, NY 10516-2102

Mortgage

Document Number0070730064
DateMay 04, 2020
Book Page007073/000064
Instrument3357
Lender
NameHUDSON VLY CU
TypeCredit Union
AddressPOUGHKEEPSIE, NY 12602
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 03, 2050

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM NY
Recording DateNov 14, 2018
Property Address20 PARROTT ST, COLD SPRING, NY 10516-2102
Document Number0020950197
Book / Page002095 / 000197
Instrument DateNov 08, 2018
Instrument1503000
Transaction TypeTransfer
Record UpdatedNov 30, 2018
Title CompanyWESTCHESTER LAND SERVICES LLC, WESTCHESTER LAND SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,100.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24 PARSONAGE ST COLD SPRING NY 105161517, COLD SPRING, NY 10516-1517

Mortgage

Document Number68700217
DateNov 14, 2018
Book Page006870/000217
Instrument1603126
Lender
NamePRIMELENDING
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 13, 2048

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town records · Assessment roll updated April 29, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionPhilipstown Town
MunicipalityCold Spring Village
Unified School DistrictHaldane Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$181,700 (-) Land $48,400 Building $133,300$592,436 (+10.08%)
2024$11,529.00$181,700 (-) Land $48,400 Building $133,300$538,211 (+4.32%)
2023$181,700 (-) Land $48,400 Building $133,300$515,900 (+11.73%) Land $137,422 Building $378,478
2022$181,700 Land $48,400 Building $133,300$461,753 Land $122,999 Building $338,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 4, 2013 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies10 units insured
incl. 2 condo units
Nearby Flood Claims29 (1992–2024)
Claims Outside the SFHA3 of 29
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2023 · 2 claims
  • Hurricane Sandy, Oct 2012 · 12 claims
  • Hurricane Irene, Aug 2011 · 8 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fixed Wireless
300 / 20

Based on FCC filings for 203 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCOLD SPRING VILLAGE
serves 2,666 people
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

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