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20 Palmer Ter, Wilton (Gansevoort), NY 12831 Property Records

Saratoga County and Wilton Town property record for 20 Palmer Ter, Wilton, NY 12831

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,268 sqft · built 1984
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$182,000 (May 2012)
Tax Bill$3,031 (2025)
Deeds & MortgagesMar 2021 Mortgage
APN415600 127.15-1-56

Property Details

APN / Parcel Number

Primary APN415600 127.15-1-56
Alternative APN
  • 560012701500010560000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,268 sqft Living Area
1st Floor Area1,125 sqft
Upper Floors Area143 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area285 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address20 PALMER TER
CityWILTON
StateNY
Zip12831-1768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Block1
Legal Lot Number56.000
JurisdictionSARATOGA NY
Township / Civil DivisionWILTON
Census Block Group3
Census Block3017
Census Tract60705

Owner

20 Palmer Ter is owned and occupied by an individual who bought it in May 2012.

Source: Saratoga County and Wilton Town records, as of April 20, 2026

Owner of RecordIndividual Name on File
Mailing Address20 PALMER TER, GANSEVOORT, NY 12831-1768
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2012 · Amount on File
Deed SaleMay 4, 2012 · Amount on File
Prior SaleSep 4, 2001 · Amount on File
Deed Book / Page2012 / 16028
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address20 PALMER TER, WILTON, NY 12831-1768
Transaction TypeMortgage
Record UpdatedApr 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021008501
DateMar 9, 2021
Instrument2021008501
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20 Palmer Ter was $3,031 with exemptions applied.

Source: Saratoga County and Wilton Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionWilton Town
Unified School DistrictSaratoga Springs City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,031.00$197,000 Land $45,600 Building $151,400$300,809 Land $69,629 Building $231,180
2023$197,000 Land $45,600 Building $151,400$273,600 Land $63,331 Building $210,269

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Palmer Ter.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Palmer Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWILTON WATER & SEWER AUTHORITY
public/private · serves 9,490 people · EPA ID NY4500186
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead4 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Palmer Ter

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