St. Charles Parish property record for 20 Palmer Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 3,064 sqft · built 1994 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $530,000 (Jan 2024) |
| Tax Bill | $3,992 (2025) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Jul 2017 Mortgage + 2 more |
| APN | 2-049 000 00162 |
| Primary APN | 2-049 000 00162 |
|---|
| Building Area | 3,064 sqft Living Area |
|---|
| Year Built | Built 1994 |
|---|---|
| Lot Area | 12,197 sqft (0.28 acres) |
| Street Address | 20 PALMER DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-3127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 162, WILLOWDALE SUBD. |
| Legal Subdivision | WILLOWDALE COUNTRY CLUB |
| Legal Lot Number | 162 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 2 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 63100 |
Source: St. Charles Parish records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2024 | Cash Sale Deed, Transfer · Conventional Mortgage GMFS LLC |
| Jul 27, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC |
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORP |
| Dec 30, 2019 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2024 · Amount on Record |
| Deed Sale | Jan 5, 2024 · Amount on Record |
| Prior Sale | Dec 30, 2019 · Amount on Record |
| Deed Document Number | 479254 |
| Record Updated | Jun 8, 2026 |
| Document Type | Cash Sale Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Jan 5, 2024 |
| Property Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Document Number | 0000479254 |
| Instrument Date | Dec 22, 2023 |
| Instrument | 479254 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | NOT AVAILABLE, REL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Name | Verified Name |
|---|---|
| Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Document Number | 0000479255 |
|---|---|
| Date | Jan 5, 2024 |
| Instrument | 479255 |
| Name | GMFS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017270415 |
|---|---|
| Date | Jul 27, 2017 |
| Book Page | 1727/415 |
| Instrument | 425708 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0019270013 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 1927/13 |
| Instrument | 457712 |
| Name | BETTER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Dec 30, 2019 |
| Property Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Document Number | 0008870097 |
| Book / Page | 887 / 97 |
| Map Reference | COB 742 FO 772 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 446001 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | CRESCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1211 RIVER RD, 1211, LULING, LA 70070 |
| Name | Verified Name |
|---|---|
| Address | 20 PALMER DR, LULING, LA 70070-3127 |
| Document Number | 446002 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 446002 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
Source: St. Charles Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,992.00 (-1.53%) | $39,500 (-) Land $9,320 Building $30,180 | $395,000 (-) Land $93,200 Building $301,800 |
| 2024 | $4,054.00 (+19.87%) | $39,500 (+4.5%) Land $9,320 Building $30,180 | $395,000 (+4.5%) Land $93,200 Building $301,800 |
| 2023 | $3,382.00 (-4.54%) Homeowner's exemption | $37,800 (-) Land $5,920 Building $31,880 | $378,000 (-) Land $59,200 Building $318,800 |
| 2022 | $3,543.00 Homeowner's exemption | $37,800 Land $5,920 Building $31,880 | $378,000 Land $59,200 Building $318,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 757 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 757 in force |
| Nearby Flood Claims | 115 (1980–2025) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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