20 Palm Ter, Debary, FL 32713 Property Records

Volusia County property record for 20 Palm Ter, Debary, FL 32713

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,422 sqft · built 1954
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$47,000 (Apr 1994)
Tax Bill	$1,004 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8034-02-06-0110`

Property Details

APN / Parcel Number

Primary APN	`8034-02-06-0110`
Alternative APNs	`30183402060110` `34183002060110` `2426331.0` `2426331`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,387 sqft
Utility Room	Utility Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1974
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Florida Room
Porch Area	35 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	2426331
Street Address	20 PALM TER
City	DEBARY
State	FL
Zip	32713-2840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK F LAKE MARIE ESTATES PLAT 2 MB 23 PG 33 PER OR 4931 PG 2556 PER OR 6660 PGS 2883-2884
Legal Range	30E
Legal Township	18S
Legal Section	34
Legal Subdivision	LAKE MARIE ESTATE
Legal Tract	02
Legal Block	F
Legal Lot Number	11
Jurisdiction	VOLUSIA FL
Township / Civil Division	DEBARY-ORANGE CITY
Census Block Group	3
Census Block	3014
Census Tract	90904

Owner

20 Palm Ter is owned and occupied by an individual who acquired it in October 2011.

Source: Volusia County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	20 PALM TER, DEBARY, FL 32713-2840
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 1994 · Amount on File
Deed Sale	Apr 5, 1994 · Amount on File
Prior Sale	Feb 15, 1981 · Amount on File
Deed Book / Page	3911 / 390
Last Transfer Date	Oct 5, 2011
Transfer Doc	0066602883
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	20 PALM TER, DEBARY, FL 32713-2840
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PALM TER, DEBARY, FL 32713-2840

Mortgage

Document Number	0079480916
Date	Nov 25, 2020
Book Page	7948/916
Instrument	2020-229345

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 20 Palm Ter was $1,004 with a homeowner's exemption, up 5.8% from the year before.

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	DeBary City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,645 (+2.7%)	$232,826 (+0.9%) Land $61,105 Building $171,721
2025	$1,004.00 (+5.8%) Homeowner's exemption	$74,630	$230,750 Land $61,105 Building $169,645
2024	$949.00 (+2.37%)
2023	$927.00 (+2.09%) Homeowner's exemption	$70,415 (+3%)	$212,071 (+25.46%) Land $56,000 Building $156,071
2022	$908.00 Homeowner's exemption	$68,364	$169,039 Land $38,500 Building $130,539

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Palm Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2008 · Tropical Storm Fay

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Palm Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VC/SOUTHWEST WATER SYSTEM serves 19,672 people · EPA ID FL3641336
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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