20 Palm St, Newark, NJ 07106 Property Records

Essex County and Newark City property record for 20 Palm St, Newark, NJ 07106

Property Summary

Property Type	Single Family Home
Details	2,140 sqft · built 1907
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Oct 2024)
Tax Bill	$4,927 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2023 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-04199-0000-00086`

Property Details

APN / Parcel Number

Primary APN	`14-04199-0000-00086`
Alternative APN	`140419900086`

Interior

Stories	2 Stories
Building Area	2,140 sqft Living Area

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Old Parcel Number	140419900086
Street Address	20 PALM ST
City	NEWARK
State	NJ
Zip	07106-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25X100
Legal Subdivision	CITY/NEWARK
Legal Block	4199
Legal Lot Number	86
Jurisdiction	ESSEX NJ
Township / Civil Division	NEWARK
Census Block Group	2
Census Block	2000
Census Tract	2000

Owner

Source: Essex County and Newark City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 PALM ST, NEWARK, NJ 07106-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COLONY MORTGAGE CORP
Jun 14, 2023	Deed, Transfer · Construction Mortgage COMMERCIAL LENDER LLC
Feb 2, 2022	Deed, Transfer · Commercial Mortgage ARKAD CAPITAL LLC
Nov 19, 2019	Deed, Transfer · FHA Mortgage SUN WEST MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2024 · Amount on Record
Deed Sale	Oct 2, 2024 · Amount on Record
Prior Sale	Feb 2, 2022 · Amount on Record
Deed Document Number	202458113
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 PALM ST, NEWARK, NJ 07106-1118
Transaction Type	Mortgage
Record Updated	Mar 26, 2026
Title Company	MAIN STREET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PALM ST, NEWARK, NJ 07106-1118

Mortgage

Document Number	0000014520
Date	Mar 5, 2026
Instrument	2026014520

Lender

Name	FIRST COLONY MORTGAGE CORP
Type	Mortgage Company
Address	PLEASANT GROVE, UT 84062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 14, 2023
Property Address	20 PALM ST, NEWARK, NJ 07106-1118
Document Number	0000035911
Instrument Date	Feb 2, 2023
Instrument	2023035911
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	SIMPLICITY TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	82 W 27TH ST, BAYONNE, NJ 07002-2719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PALM ST, NEWARK, NJ 07106-1118

Mortgage

Document Number	0000035912
Date	Jun 14, 2023
Instrument	2023035912

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Mar 1, 2053

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Feb 2, 2022
Property Address	20 PALM ST, NEWARK, NJ 07106-1118
Document Number	0000009618
Instrument Date	Dec 15, 2021
Instrument	2022009618
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 CAMEGLE AVENUE, 54, EAST ORANGE, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	827 W 27TH STREET, BAYONNE, NJ 07002

Mortgage

Document Number	0000009619
Date	Feb 2, 2022
Instrument	2022009619

Lender

Name	ARKAD CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000009620
Date	Feb 2, 2022
Instrument	2022009620

Lender

Name	ARKAD CAPITAL LLC
Type	Non-Lending Institution
Address	PLAINFIELD, NJ 07060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Jan 12, 2023

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Nov 19, 2019
Property Address	20 PALM ST, NEWARK, NJ 07106-1118
Document Number	0000109553
Instrument Date	Jul 22, 2019
Instrument	2019109553
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SIMPLICITY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PALM ST, NEWARK, NJ 07106-1118

Mortgage

Document Number	0000109554
Date	Nov 19, 2019
Instrument	2019109554

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000109553
Date	Nov 19, 2019
Instrument	2019109553

Lender

Name	SUN WEST MORTGAGE CO INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Essex County and Newark City assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Newark City
Unified School District	Newark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,200 (-) Land $16,300 Building $106,900	$123,200 (-) Land $16,300 Building $106,900
2025	$4,927.00 (+5.17%)	$123,200 (-) Land $16,300 Building $106,900	$123,200 (-) Land $16,300 Building $106,900
2024	$4,685.00 (+13.3%)
2023		$123,200 (+11.29%) Land $16,300 Building $106,900	$123,200 (+11.29%) Land $16,300 Building $106,900
2022	$4,135.00 (+0.05%)	$110,700 Land $16,300 Building $94,400	$110,700 Land $16,300 Building $94,400
2021	$4,133.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2007)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWARK WATER DEPARTMENT serves 294,274 people · EPA ID NJ0714001
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2020 Treatment failure resolved · Sep 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead public education Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,052 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, T-Mobile.

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