20 Palm Ct, Edison, NJ 08820 Property Records

Middlesex County and Edison Township property record for 20 Palm Ct, Edison, NJ 08820

Property Summary

Property Type	Single Family Home
Details	1,419 sqft · built 1982
Lot Size	0.03 acres (1,320 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Aug 2019)
Tax Bill	$7,451 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`05-00412-0000-00078-03`

Property Details

APN / Parcel Number

Primary APN	`05-00412-0000-00078-03`
Alternative APNs	`05 00412-0000-00078-C` `0500412000000078000C` `00011732`

Interior

Building Area	1,419 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Lot Area	1,320 sqft (0.03 acres)
Lot Dimensions	60 ft deep x 22 ft wide

Location & Zoning

Street Address	20 PALM CT
City	EDISON
State	NJ
Zip	08820-4309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RBBT
Legal Description	22X60
Legal Subdivision	HEATHERWOOD SEC III-A
Legal Block	412
Legal Lot Number	78.3
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	1
Census Block	1001
Census Tract	1411

Owner

20 Palm Ct is owned and occupied by two individuals who bought it in August 2019.

Source: Middlesex County and Edison Township records, as of June 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 PALM CT, EDISON, NJ 08820-4309
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2019 · Amount on File
Deed Sale	Aug 1, 2019 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	201960730
Deed Book / Page	17573 / 980
Record Updated	Oct 29, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 1, 2019
Property Address	20 PALM CT, EDISON, NJ 08820-4309
Document Number	0000060730
Book / Page	17573 / 0980
Map Reference	MAP 4813 FILE 972
Instrument Date	Jul 9, 2019
Instrument	2019060730
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	ALLIED TITLE LLC SUTTE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,042.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 PALM CT, 20, EDISON, NJ 08820-4309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 PALM CT, EDISON, NJ 08820-4309

Mortgage

Document Number	0000060731
Date	Aug 1, 2019
Instrument	2019060731

Lender

Name	AMERICAN FEDERAL MORTGAGE CORPORATI

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 20 Palm Ct was $7,451.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,200 (-) Land $65,000 Building $60,200	$125,200 (-) Land $65,000 Building $60,200
2025	$7,451.00 (-0.03%)	$125,200 Land $65,000 Building $60,200	$125,200 Land $65,000 Building $60,200
2024	$7,453.00
2023		$125,200 Land $65,000 Building $60,200	$125,200 Land $65,000 Building $60,200
2022	$7,142.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Palm Ct in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Palm Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20