Passaic County and Wayne Township property record for 20 Packanack Lake Rd, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 1,932 sqft · built 1952 |
| Lot Size | 0.258 acres (11,238 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $219,900 (Aug 1997) |
| Tax Bill | $15,325 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01404-0000-00020 |
| Primary APN | 14-01404-0000-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,932 sqft Living Area |
|---|
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Colonial |
| Lot Area | 11,238 sqft (0.258 acres) |
| Old Parcel Number | 1400566A00006 |
|---|---|
| Street Address | 20 PACKANACK LAKE RD |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1404 |
| Legal Lot Number | 20 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 246202 |
Source: Passaic County and Wayne Township records · APN 14-01404-0000-00020
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 PACKANACK LAKE RD, WAYNE, NJ 07470-5810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 03, 2021 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Dec 16, 2019 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Oct 03, 2018 | Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 1997 · Amount on Record |
| Deed Sale | Aug 15, 1997 · Amount on Record |
| Deed Book / Page | 151 / 331 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 PACKANACK LAKE RD, WAYNE, NJ 07470-5810 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2025 |
| Title Company | SURETY LENDER SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000056763 |
|---|---|
| Date | Sep 03, 2021 |
| Book Page | M17417/37 |
| Instrument | 2021056763 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 20 PACKANACK LAKE RD, WAYNE, NJ 07470-5810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PRIMARY TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000058385 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | M1591/0171 |
| Instrument | 2019058385 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Oct 03, 2018 |
| Property Address | 20 PACKANACK LAKE RD, WAYNE, NJ 07470-5810 |
| Document Number | 0000045186 |
| Book / Page | D3419 / 0214 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 2018045186 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | PRIMARY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 RILLO DR, 17, WAYNE, NJ 07470-3418 |
| Name | Verified Name |
|---|---|
| Address | 20 PACKANACK LAKE RD, WAYNE, NJ 07470-5810 |
| Document Number | 0000045187 |
|---|---|
| Date | Oct 03, 2018 |
| Book Page | M15226/0059 |
| Instrument | 2018045187 |
| Name | AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2048 |
Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,500 (-) Land $109,500 Building $146,000 | $255,500 (-) Land $109,500 Building $146,000 | |
| 2025 | $15,325.00 (+0.88%) | $255,500 (-) Land $109,500 Building $146,000 | $255,500 (-) Land $109,500 Building $146,000 |
| 2024 | $15,192.00 (+5.17%) | ||
| 2023 | $255,500 Land $109,500 Building $146,000 | $255,500 Land $109,500 Building $146,000 | |
| 2022 | $14,445.00 |
Source: FEMA National Flood Hazard Layer as of May 29, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–1988) |
| Most Recent Claim | Feb 1988 · rainfall accumulation |
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
Based on FCC filings for 192 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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