20 Overlook Rd, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 20 Overlook Rd, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,296 sqft · built 1931
Lot Size	0.145 acres (6,299 sqft)
Owner	Company Name on Record
Last Sale	$545,000 (Nov 2006)
Tax Bill	$10,173 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00022-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00022-0000-00001`
Alternative APN	`040002200001`

Interior

Stories	2 Stories
Building Area	1,296 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Construction Type	Frame
Lot Area	6,299 sqft (0.145 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	040002200001
Street Address	20 OVERLOOK RD
City	CEDAR GROVE
State	NJ
Zip	07009-2231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	60X105+58X105TRI IRR
Legal Block	22
Legal Lot Number	1
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	2
Census Block	2007
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Dec 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2006 · Amount on Record
Deed Sale	Nov 6, 2006 · Amount on Record
Prior Sale	Sep 29, 1998 · Amount on Record
Deed Book / Page	6403 / 926
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021082988
Date	Jul 9, 2021
Instrument	2021082988

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2036

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 OVERLOOK RD, CEDAR GROVE, NJ 07009-2231
Document Number	0000122703
Instrument Date	Dec 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OVERLOOK RD CEDAR GROVE NJ 070092231, CEDAR GROVE, NJ 07009-2231

Mortgage

Document Number	0000122703
Date	Dec 31, 2019
Instrument	122703

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 30, 2034

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$928,700 (+145.3%) Land $386,600 Building $542,100	$928,700 (+145.3%) Land $386,600 Building $542,100
2025	$10,173.00 (+2.8%)	$378,600 (-) Land $244,100 Building $134,500	$378,600 (-) Land $244,100 Building $134,500
2024	$9,896.00 (+1.95%)
2023		$378,600 Land $244,100 Building $134,500	$378,600 Land $244,100 Building $134,500
2022	$9,707.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Overlook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures