20 Overlook Ln, Jefferson, GA 30549 Property Records

Jackson County property record for 20 Overlook Ln, Jefferson, GA 30549

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,321 sqft · built 2017
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$412,000 (Jul 2026)
Tax Bill	$4,297 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`083G 001`

Property Details

APN / Parcel Number

Primary APN	`083G 001`
Alternative APN	`31419`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,321 sqft Heated Area
1st Floor Area	2,321 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Slab
Porch Area	63 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31419
Street Address	20 OVERLOOK LN
City	JEFFERSON
State	GA
Zip	30549-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 1 LAKE VISTA ESTATES
Legal Subdivision	LAKE VISTA ESTATES
Legal Lot Number	1
Jurisdiction	JACKSON GA
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2008
Census Tract	10703

Owner

Source: Jackson County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 10, 2023	Warranty Deed, Transfer · FHA Mortgage HOMESTAR FINANCIAL
May 11, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES
Dec 11, 2017	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES
May 26, 2020	Loan Modification, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
May 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2026 · Amount on Record
Deed Sale	Jul 2, 2026 · Amount on Record
Prior Sale	Mar 13, 2023 · Amount on Record
Deed Book / Page	120X / 735
Prior Transfer Date	Mar 31, 2017
Prior Transfer Doc	00076X0608
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Jul 2, 2026
Property Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Document Number	0120000735
Book / Page	120X / 735
Instrument Date	Jul 1, 2026
Transaction Type	Transfer
Record Updated	Aug 10, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601

Mortgage

Document Number	0120000738,
Date	Jul 2, 2026
Book Page	120X/738

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.48%
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON GA
Recording Date	Mar 10, 2023
Property Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Document Number	00105S0038
Book / Page	105S / 38
Instrument Date	Mar 10, 2023
Instrument	2023-000965
Transaction Type	Transfer
Record Updated	Apr 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601

Mortgage

Document Number	0000105S39
Date	Mar 10, 2023
Instrument	105S/39

Lender

Name	HOMESTAR FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00076X0590
Date	May 11, 2017
Book Page	76X/590

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Transaction Type	Mortgage
Record Updated	Aug 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00079D0386
Date	Dec 11, 2017
Book Page	79D/386

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Document Number	00090N0094
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 OVERLOOK LN JEFFERSON GA 305494601, JEFFERSON, GA 30549-4601

Mortgage

Document Number	00090N0094
Date	Jul 21, 2020
Book Page	00090N/000094

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON GA
Recording Date	May 11, 2017
Property Address	20 OVERLOOK LN, JEFFERSON, GA 30549-4601
Document Number	00076X0608
Book / Page	00076X / 000608
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of February 23, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$161,640 (-) Land $32,000 Building $129,640	$404,100 (-) Land $80,000 Building $324,100
2025	$4,297.00 (+10.04%)	$161,640 (+3.86%) Land $32,000 Building $129,640	$404,100 (+3.86%) Land $80,000 Building $324,100
2024	$3,905.00 (+20.04%)	$155,640 (+10.23%) Land $26,000 Building $129,640	$389,100 (+10.23%) Land $65,000 Building $324,100
2023	$3,253.00 (-4.77%) Homeowner's exemption	$141,200 (+21.14%) Land $26,000 Building $115,200	$353,000 (+21.14%) Land $65,000 Building $288,000
2022	$3,416.00 Homeowner's exemption	$116,560 Land $26,000 Building $90,560	$291,400 Land $65,000 Building $226,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 82% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON COUNTY WATER & SEWER AUTHORITY serves 33,601 people · EPA ID GA1570117
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000
Windstream DSL	300 / 20

May also be available: Xfinity.

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