20 Osprey Rd, Niantic, CT 06357 Property Records

East Lyme Town property record for 20 Osprey Rd, Niantic, CT 06357 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2018
Square Footage2,663 sqft Living Area
Lot Size7,841 sqft (0.18 acres)
OccupancyOwner Occupied
Last Sale$333,750 (2008)
Tax Bill$12,719.00 (2025)

Property Details

APN / Parcel Number

Primary APNELYM M:05.19 B:00102 L:00000
Alternative APN
  • 1051

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,663 sqft Living Area
Gross Area5,336 sqft Gross Area
1st Floor1,895 sqft 1st Floor
Basement Area1,880 sqft Basement
Unfinished Basement1,880 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area7,841 sqft (0.18 acres)

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number1051
Street Address20 OSPREY RD
CityNIANTIC
StateCT
Zip06357-3835
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block102
JurisdictionEAST LYME CT
Minor Civil DivisionEAST LYME
Census Blockgroup2
Census Block2016
Census Tract870704

Owner

Source: East Lyme Town records · APN ELYM M:05.19 B:00102 L:00000

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 OSPREY RD, NIANTIC, CT 06357-3835
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2021Deed of Trust, Mortgage · Balloon Payment
EASTERN CT SAVINGS BANK
Jan 13, 2021Deed of Trust, Mortgage · Balloon Payment
EASTERN CT SAVINGS BANK
Oct 16, 2017Deed of Trust, Mortgage
SAVINGS BK/DANBURY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2008 · Amount on Record
Deed SaleNov 13, 2008 · Amount on Record
Prior SaleOct 23, 1995 · Amount on Record
Deed Book / Page812 / 578
Record RefreshedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address20 OSPREY RD, NIANTIC, CT 06357-3835
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1047-119
DateJan 13, 2021
Book Page1047/119
Instrument122
Lender
NameEASTERN CT SAVINGS BANK
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address20 OSPREY RD, NIANTIC, CT 06357-3835
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1047-104
DateJan 13, 2021
Book Page1047/104
Instrument121
Lender
NameEASTERN CT SAVINGS BANK
Agreement
TypeBalloon Payment
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAST LYME CT
Property Address20 OSPREY RD, NIANTIC, CT 06357-3835
Document Number988-364
Book / Page000988 / 000364
Transaction TypeMortgage
Record UpdatedNov 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OSPREY RD NIANTIC CT 063573835, NIANTIC, CT 06357-3835

Mortgage

Document Number988-364
DateOct 16, 2017
Book Page000988/000364
Lender
NameSAVINGS BK/DANBURY
TypeFederal Savings Bank (FSB)
Agreement
AmountAmount Recorded
Term360 Months
DueOct 15, 2047

Tax Assessment & Valuation

Source: East Lyme Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionEast Lyme Town
Unified School DistrictEast Lyme School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,719.00$454,090 (-) Land $168,980 Building $285,110$317,863 Land $118,286 Building $199,577
2024$12,719.00 (+12.58%)
2023$11,298.00 (+4.36%)$454,090 (-) Land $168,980 Building $285,110
2022$10,826.00$454,090 Land $168,980 Building $285,110

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09011C updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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