20 Osprey Ln, Cameron, MT 59720 Property Records

Madison County property record for 20 Osprey Ln, Cameron, MT 59720 · Last verified November 2025

Property Summary

Property Type	Rural Home
Details	3 bd · 4 ba · 2,644 sqft · built 2017
Lot Size	20.7 acres (905,264 sqft)
Owner	Individual Name on File
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R2513864`

Property Details

APN / Parcel Number

Primary APN	`R2513864`
Alternative APNs	`25-0104-25-2-01-65-0000` `0027029900`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,644 sqft Living Area
1st Floor Area	2,644 sqft
Basement Area	1,692 sqft
Finished Basement	1,692 sqft

Exterior

Year Built	Built 2017
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	905,264 sqft (20.7 acres)
Terrain	Rolling
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	512 sqft
Deck Area	579 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0027029900
Street Address	20 OSPREY LN
City	CAMERON
State	MT
Zip	59720-9692
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S25, T11 S, R01 E, C.O.S. 7/101, PARCEL 18, AKA SUNDANCE BENCH LOT: 18
Legal Subdivision	SUNDANCE BENCH SUBD
Jurisdiction	MADISON MT
Township / Civil Division	MADISON VALLEY
Census Block Group	1
Census Block	1271
Census Tract	102

Owner

Source: Madison County records · APN R2513864

Assessment roll updated December 31, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	20 OSPREY LN, CAMERON, MT 59720-9692
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2018	Deed of Trust, Mortgage 1ST MADISON VALLEY BANK
Oct 15, 2018	Deed of Trust, Mortgage FIRST MADISON VALLEY BANK
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 06, 2008
Deed Sale	Aug 06, 2008
Deed Document Number	127299
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	20 OSPREY LN, CAMERON, MT 59720-9692
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000177658
Date	Apr 30, 2018
Instrument	000000177658

Lender

Name	1ST MADISON VALLEY BANK

Agreement

Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	20 OSPREY LN, CAMERON, MT 59720-9692
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000180234
Date	Oct 15, 2018
Instrument	000000180234

Lender

Name	FIRST MADISON VALLEY BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MT
Property Address	20 OSPREY LN, CAMERON, MT 59720-9692
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	192077
Date	Sep 29, 2020
Instrument	192077

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2035

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated December 31, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Montana
County	Madison County
Unified School District	Ennis K-12 Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,704.00 (-31.55%)	$1,609,592 (-8.28%)	$1,609,592 (-8.28%) Land $195,262 Building $1,414,330
2023	$5,411.00	$1,754,956	$1,754,956 Land $561,196 Building $1,193,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (30057C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 23% of Montana
Wildfire Likelihood	About 1 in 1,389 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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