20 Osborne St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 20 Osborne St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,820 sqft · built 1904
Lot Size	0.146 acres (6,351 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Jun 2007)
Tax Bill	$14,926 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-00574-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`02-00574-0000-00023`
Alternative APN	`020057400023`

Interior

Stories	2 Stories
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Multi-Family
Lot Area	6,351 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020057400023
Street Address	20 OSBORNE ST
City	BLOOMFIELD
State	NJ
Zip	07003-2715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	50 X 127
Legal Block	574
Legal Lot Number	23
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1011
Census Tract	15400

Owner

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 OSBORNE ST, BLOOMFIELD, NJ 07003-2715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Deed Book / Page	12063 / 7987
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	20 OSBORNE ST, BLOOMFIELD, NJ 07003-2715
Document Number	0000006132
Instrument Date	Dec 5, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20 OSBORNE ST BLOOMFIELD NJ 070032715, BLOOMFIELD, NJ 07003-2715

Mortgage

Document Number	0000006132
Date	Jan 19, 2021
Instrument	6132

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 18, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$427,800 (-) Land $177,300 Building $250,500	$427,800 (-) Land $177,300 Building $250,500
2025	$14,926.00 (+2.87%)	$427,800 (-) Land $177,300 Building $250,500	$427,800 (-) Land $177,300 Building $250,500
2024	$14,510.00 (+5.93%)
2023		$427,800 Land $177,300 Building $250,500	$427,800 Land $177,300 Building $250,500
2022	$13,698.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1999–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20