20 Osborne Rd, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 20 Osborne Rd, Gorham, ME 04038

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,825 sqft · built 2004
Lot Size1.38 acres (60,113 sqft)
OwnerIndividual Name on Record
Last Sale$250,000 (Apr 2018)
Tax Bill$6,660 (2025)
Deeds & MortgagesNov 2020 Refinance
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNGRHM M:036 B:021 L:001

Property Details

APN / Parcel Number

Primary APNGRHM M:036 B:021 L:001
Alternative APN
  • 3266

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,825 sqft Living Area
Gross Area4,820 sqft
1st Floor Area1,076 sqft
Basement Area1,872 sqft
Unfinished Basement468 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2009
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,113 sqft (1.38 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number3266
Street Address20 OSBORNE RD
CityGORHAM
StateME
Zip04038-2053
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block21
Legal Lot Number1
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group4
Census Block4014
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address20 OSBORNE RD, GORHAM, ME 04038-2053
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 9, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
WELLS FARGO BANK NA
Apr 20, 2018Warranty Deed, Transfer
CAMDEN NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 20, 2018 · Amount on Record
Deed SaleApr 20, 2018 · Amount on Record
Deed Document Number201817689
Deed Book / Page34789 / 180
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGORHAM ME
Property Address20 OSBORNE RD, GORHAM, ME 04038-2053
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0374050275
DateNov 9, 2020
Book Page37405/275
Instrument72303
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateApr 20, 2018
Property Address20 OSBORNE RD, GORHAM, ME 04038-2053
Document Number0347890181
Book / Page034789 / 000181
Instrument DateApr 18, 2018
Instrument17689
Transaction TypeTransfer
Record UpdatedMay 1, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 DANE ST KENNEBUNK ME 040437055, KENNEBUNK, ME 04043-7055

Mortgage

Document Number347890193
DateApr 20, 2018
Book Page034789/000193
Instrument17690
Lender
NameCAMDEN NAT'L BK
TypeBank
AddressROCKPORT, ME 04856
Agreement
AmountAmount Recorded
Term360 Months
DueApr 19, 2048

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,660.00 (+0.68%)$450,000 (-) Land $97,500 Building $352,500
2024$6,615.00 (+14.39%)$450,000 (-) Land $97,500 Building $352,500
2022$5,783.00$450,000 Land $97,500 Building $352,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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