20 Orchard St, Niantic, CT 06357 Property Records

East Lyme Town property record for 20 Orchard St, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,060 sqft · built 1920
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,700 (2026)
Deeds & Mortgages	Jul 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:017.6 B:00025 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.6 B:00025 L:00000`
Alternative APN	`6743`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,060 sqft Living Area
Gross Area	1,648 sqft
1st Floor Area	584 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	6743
Street Address	20 ORCHARD ST
City	NIANTIC
State	CT
Zip	06357-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	25
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1036
Census Tract	870704

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20 ORCHARD ST, NIANTIC, CT 06357-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 24, 2023
Transfer Doc	001098-805
Record Updated	Oct 29, 2026

July 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EAST LYME CT
Recording Date	Jul 27, 2023
Property Address	20 ORCHARD ST, NIANTIC, CT 06357-2616
Document Number	001098-805
Book / Page	1098 / 805
Instrument Date	Jul 24, 2023
Instrument	1463
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20 ORCHARD ST, NIANTIC, CT 06357-2616

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,700.00 (+5.08%)	$231,420 (+1.66%) Land $141,120 Building $90,300	$386,844 (+142.77%)
2025	$6,376.00	$227,640 (+1.47%) Land $141,120 Building $86,520	$159,348 Land $98,784 Building $60,564
2024	$6,376.00 (+14.22%)
2023	$5,582.00 (+4.36%)	$224,350 (-) Land $141,120 Building $83,230
2022	$5,349.00	$224,350 Land $141,120 Building $83,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20