20 Orange Rd, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 20 Orange Rd, Northfield, MA 01360

Property Summary

Property TypeMixed Use Commercial Office / Residential
Lot Size10 acres (436,907 sqft)
Owner2 Individual Names on File
Tax Bill$11,343 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2020 Mortgage
APNNFLD M:049 B:000A2 L:1

Property Details

APN / Parcel Number

Primary APNNFLD M:049 B:000A2 L:1

Exterior

Lot Area436,907 sqft (10 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemWood Furnace

Location & Zoning

Street Address20 ORANGE RD
CityNORTHFIELD
StateMA
Zip01360-9771
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeRAF
Legal SubdivisionLAND SURVEYED RAYMOND C WATERM
Legal BlockA2
Legal Lot Number1
JurisdictionNORTHFIELD MA
Township / Civil DivisionNORTHFIELD
Census Block Group2
Census Block2000
Census Tract40300

Owner

20 Orange Rd, a commercial property, is owned by two individuals who acquired it in January 2010.

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address20 ORANGE RD, NORTHFIELD, MA 01360-9771
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2026Deed of Trust · Line of Credit
FREEDOM CREDIT UNION
Apr 21, 2020Deed of Trust, Mortgage · ARM
GREENFIELD COOPERATIVE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 15, 2010
Deed SaleJan 15, 2010
Prior SaleJan 15, 2010
Deed Document Number2010511
Deed Book / Page5810 / 152
Transfer Doc5504-85
Record UpdatedOct 29, 2026

April 2026: Deed of Trust

Document TypeDeed of Trust
JurisdictionNORTHFIELD MA
Recording DateApr 8, 2026
Property Address20 ORANGE RD, NORTHFIELD, MA 01360-9771
Document Number008623-258
Book / Page8623 / 258
Instrument DateApr 3, 2026
Instrument20262710
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ORANGE RD, NORTHFIELD, MA 01360-9771

Mortgage

Document Number0000002710,
DateApr 8, 2026
Book Page8623/258
Instrument20262710
Lender
NameFREEDOM CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueMay 1, 2046
Interest
Rate6%
Max Rate-1%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHFIELD MA
Property Address20 ORANGE RD, NORTHFIELD, MA 01360-9771
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7526-214
DateApr 21, 2020
Book Page7526/214
Instrument3578
Lender
NameGREENFIELD COOPERATIVE BANK
TypeBank
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2050
Interest
Rate TypeAdjustable Rate
Type Change DateMay 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 20 Orange Rd was $11,343, down 3.7% from the year before.

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionNorthfield Town
Unified School DistrictPioneer Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,343.00 (-3.69%)$819,600 (-5.5%) Land $71,400 Building $748,200$280,536
2024$11,778.00 (+28.88%)$867,300 (+28.87%) Land $67,200 Building $800,100
2023$9,139.00$673,000 Land $66,700 Building $606,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 20 Orange Rd; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Orange Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Orange Rd

Nearby Streets

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