La Plata County property record for 20 Ophir Dr, Durango, CO 81301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,757 sqft · built 2004 |
| Lot Size | 0.251 acres (10,932 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,000,000 (Aug 2022) |
| Tax Bill | $3,492 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Aug 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5665-223-06-001 |
| Primary APN | 5665-223-06-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,757 sqft Living Area |
| Gross Area | 3,918 sqft |
| 1st Floor Area | 2,582 sqft |
| Basement Area | 175 sqft |
| Finished Basement | 175 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Lot Area | 10,932 sqft (0.251 acres) |
| Garage Type | Attached |
| Garage Area | 1,161 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 187 sqft |
| Patio Area | 277 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | R422537 |
|---|---|
| Street Address | 20 OPHIR DR |
| City | DURANGO |
| State | CO |
| Zip | 81301-8800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: SKYRIDGE VILLAGE PH II BLOCK: 10 LOT: 10 20 OPHIR DR DURANGO 81301 |
| Legal Subdivision | SKYRIDGE VILLAGE PH II |
| Legal Phase | 2 |
| Legal Block | 10 |
| Legal Lot Number | 10 |
| Jurisdiction | LA PLATA CO |
| Township / Civil Division | DURANGO |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 970800 |
20 Ophir Dr is owner-occupied and held in a trust since July 2026.
Source: La Plata County records, as of August 4, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 20 OPHIR DR, DURANGO, CO 81301-8800 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2026 | Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 1, 2022 | Special Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2022 · Amount on File |
| Deed Sale | Aug 1, 2022 · Amount on File |
| Prior Sale | Jan 30, 2014 · Amount on File |
| Deed Document Number | 20221213486 |
| Last Transfer Date | Jul 27, 2026 |
| Transfer Doc | 0001256528 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Jul 27, 2026 |
| Property Address | 20 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Number | 0001256528 |
| Instrument Date | Jul 27, 2026 |
| Instrument | 20261256528 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 20 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LA PLATA CO |
| Recording Date | Aug 1, 2022 |
| Property Address | 20 OPHIR DR, DURANGO, CO 81301-8800 |
| Document Number | 0001213486 |
| Map Reference | DOC 792623 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 1213486 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 15 MOLAS, DURANGO, CO 81301-9448 |
| Document Number | 0001213487 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | 1213487 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.62% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
The 2025 property tax bill for 20 Ophir Dr was $3,492.
Source: La Plata County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | La Plata County |
| Municipality | Durango City |
| Unified School District | Durango School District 9-R (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,000 (+1.59%) Land $16,790 Building $50,210 | $1,055,290 (-) Land $264,380 Building $790,910 | |
| 2025 | $3,492.00 | $65,950 Land $16,520 Building $49,430 | $1,055,290 Land $264,380 Building $790,910 |
| 2023 | $2,133.00 (+12.92%) | $53,080 (+14.22%) Land $15,350 Building $37,730 | $792,180 (+18.49%) Land $229,080 Building $563,100 |
| 2022 | $1,889.00 | $46,470 Land $12,250 Building $34,220 | $668,560 Land $176,250 Building $492,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Ophir Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Ophir Dr is high, ranking above 83% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 83% of the US · above 86% of Colorado |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DURANGO serves 33,787 people · EPA ID CO0134150 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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