20 Opal Ln, Andrews, NC 28901 Property Records

Cherokee County property record for 20 Opal Ln, Andrews, NC 28901

Property Summary

Property TypeResidential Vacant Land
Lot Size1.26 acres (54,886 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Jun 2021)
Tax Bill$144 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN555504520410000

Property Details

APN / Parcel Number

Primary APN555504520410000
Alternative APN
  • 54768

Exterior

Lot Area54,886 sqft (1.26 acres)
Lot Dimensions163 ft deep x 329 ft wide
TerrainMountain

Location & Zoning

Account Number54768
Street Address20 OPAL LN
CityANDREWS
StateNC
Zip28901-1279
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 6 GARNET RIDGE OF ANDREWS 1537/544
Legal SubdivisionCOMMON AREA GARNET RIDGE
Legal Lot Number6
JurisdictionCHEROKEE NC
Township / Civil DivisionVALLEYTOWN
Census Block Group1
Census Block1005
Census Tract930101

Owner

20 Opal Ln, residential vacant land, is owned by an individual who bought it in June 2021.

Source: Cherokee County records, as of October 16, 2026

Owner of RecordIndividual Name on File
Mailing Address200 ONYX TRL, ANDREWS, NC 28901-0229
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2021 · Amount on File
Deed SaleJun 4, 2021 · Amount on File
Deed Document Number20213739
Deed Book / Page1682 / 957
Record UpdatedOct 29, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJun 4, 2021
Property Address20 OPAL LN, ANDREWS, NC 28901
Document Number001682/957
Book / Page1682 / 957
Map ReferenceCAB G SL 1
Instrument DateMay 13, 2021
Instrument3739
Transaction TypeTransfer
Record UpdatedOct 6, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address218 MADISON SHORES DR, 218, WESTMINSTER, SC 29693-4413

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 ONYX TRL, ANDREWS, NC 28901-0229

Mortgage

Document Number0016820959
DateJun 4, 2021
Instrument01682/0959
Lender
NameRODNEY L GIERSDORF ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record
Term35 Months
DueMay 20, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 20 Opal Ln was $144.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144.00$21,770$21,770 Land $21,770
2023$21,770$21,770 Land $21,770

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 20 Opal Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Opal Ln is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 82% of North Carolina
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Peachtree Broadband Fiber
Cable · Fiber in parts of the area
500 / 30
Starlink
Satellite
280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Opal Ln

Nearby Streets

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