Westchester County and Rye City property record for 20 Onondaga St, Rye, NY 10580
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,271 sqft · built 1923 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,425,000 (Jul 2017) |
| Tax Bill | $39,869 (2026) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2024 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 551400 139-19-1-50 |
| Primary APN | 551400 139-19-1-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,271 sqft Living Area |
| 1st Floor Area | 1,237 sqft |
| 2nd Floor Area | 1,493 sqft |
| Upper Floors Area | 541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 10,454 sqft (0.24 acres) |
| Street Address | 20 ONONDAGA ST |
|---|---|
| City | RYE |
| State | NY |
| Zip | 10580-1720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Block | 1 |
| Legal Lot Number | 50.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | RYE |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 7700 |
20 Onondaga St is owned and occupied by two individuals who bought it in July 2017.
Source: Westchester County and Rye City records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Mar 4, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 8, 2020 | Deed of Trust, Mortgage · ARM CITIBANK NA |
| Jun 18, 2020 | Loan Modification, Mortgage CITIBANK |
| Jul 10, 2017 | Bargain and Sale Deed, Transfer THOROUGHBRED TITLE SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2017 · Amount on File |
| Deed Sale | Jul 10, 2017 · Amount on File |
| Deed Document Number | 2017571723706 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2026 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE PROVIDER |
| Name | Verified Name |
|---|---|
| Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Document Number | 0660683276 |
|---|---|
| Date | Mar 9, 2026 |
| Instrument | 660683276 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 3, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2024 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|---|
| Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Document Number | 0640643279 |
|---|---|
| Date | Mar 4, 2024 |
| Instrument | 640643279 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLOBATSERVE TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0602453774 |
|---|---|
| Date | Sep 8, 2020 |
| Instrument | 602453774 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | O FALLON, MO 63368 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.62% |
| Index | 1-Year LIBOR |
| Max Rate | 7.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Document Number | 0602453781 |
| Instrument Date | Jun 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | GLOBALSERVE TITLE AGENCY CORPORATION, GLOBALSERVE TITLE AGCY CORP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 20 ONONDAGA ST RYE NY 105801720, RYE, NY 10580-1720 |
| Document Number | 0602453781 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 060245/003781 |
| Name | CITIBANK |
|---|---|
| Type | Bank |
| Address | 1000 TECHNOLOGY DR, O FALLON, MO 63368-2222 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 7, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jul 10, 2017 |
| Property Address | 20 ONONDAGA ST, RYE, NY 10580-1720 |
| Document Number | 0571723706 |
| Instrument Date | Jun 28, 2017 |
| Instrument | 571723706 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2022 |
| Title Company | THOROUGHBRED TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $9,700.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 ONONDAGA ST, 20, RYE, NY 10580-1720 |
| Name | Verified Name |
|---|
The 2026 property tax bill for 20 Onondaga St was $39,869, up 8.9% from the year before.
Source: Westchester County and Rye City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Rye City |
| Unified School District | Rye City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,869.00 (+8.95%) | ||
| 2025 | $36,595.00 | $31,450 (-) Land $6,650 Building $24,800 | $2,665,254 (+6.78%) Land $563,559 Building $2,101,695 |
| 2024 | $31,450 (-) Land $6,650 Building $24,800 | $2,496,032 (+2.38%) Land $527,778 Building $1,968,254 | |
| 2023 | $31,450 Land $6,650 Building $24,800 | $2,437,985 Land $515,504 Building $1,922,481 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 20 Onondaga St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 98 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 100 units insured incl. 2 condo units |
| Nearby Flood Claims | 559 (1978–2023) |
| Claims Outside the SFHA | 44 of 559 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 20 Onondaga St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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