20 Oneil St, Ecru, MS 38841 Property Records

Pontotoc County property record for 20 Oneil St, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,791 sqft · built 2008
Lot Size	0.519 acres (22,651 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,318 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`098-33-000-008.04`

Property Details

APN / Parcel Number

Primary APN	`098-33-000-008.04`
Alternative APN	`20934`

Interior

Full Baths	1 Bath
Building Area	1,791 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2008
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	22,651 sqft (0.519 acres)
Porch	Porch
Porch Area	224 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	20934
Street Address	20 ONEIL ST
City	ECRU
State	MS
Zip	38841-6104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.52 AC NE1/4 20081087 2/27/08 20221222 3/16/22
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	950102

Owner

Source: Pontotoc County records · APN 098-33-000-008.04

Assessment roll updated September 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20 ONEIL ST, ECRU, MS 38841-6104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	20 ONEIL ST, ECRU, MS 38841-6104
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022001230
Date	Mar 17, 2022
Instrument	2022001230

Lender

Name	AMORY FEDERAL SAVINGS AND LOAN ASSOC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Pontotoc County records · Assessment roll updated September 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,318.00 (+1.4%) Homeowner's exemption	$14,972 (+1.37%)	$149,039 (+0.92%) Land $12,500 Building $136,539
2023	$2,286.00 Homeowner's exemption	$14,769	$147,685 Land $12,500 Building $135,185

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 19, 2010 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
BCI Mississippi Broadband Fiber	10,000 / 10,000
Tombigbee Electric Power Association Fiber	2,000 / 1,000
Telapex Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 49 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.