20 Oneida Ter, Albany, NY 12209 Property Records

Albany County and Albany City property record for 20 Oneida Ter, Albany, NY 12209

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,374 sqft · built 1920
Lot Size	0.109 acres (4,750 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jan 2022)
Tax Bill	$4,631 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 76.55-1-59`

Property Details

APN / Parcel Number

Primary APN	`010100 76.55-1-59`
Alternative APNs	`010007605500010590000000` `07605500010590000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	702 sqft
2nd Floor Area	672 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	125 ft deep x 38.7 ft wide
Garage Type	Detached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	07605500010590000000
Street Address	20 ONEIDA TER
City	ALBANY
State	NY
Zip	12209-2241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2A
Legal Description	2 1/2 WD & 2 CAR CON GAR 0400919
Legal Block	1
Legal Lot Number	59.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1001
Census Tract	2600

Owner

20 Oneida Ter is owned and occupied by an individual who bought it in January 2022.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20 ONEIDA TER, ALBANY, NY 12209-2241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2022 · Amount on File
Deed Sale	Jan 28, 2022 · Amount on File
Prior Sale	Jul 16, 2001 · Amount on File
Deed Document Number	20222762
Record Updated	Oct 29, 2026

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 28, 2022
Property Address	20 ONEIDA TER, ALBANY, NY 12209-2241
Document Number	0000002762
Instrument Date	Jan 21, 2022
Instrument	R2022-02762
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 ONEIDA TER, ALBANY, NY 12209-2241

Mortgage

Document Number	0000002763
Date	Jan 28, 2022
Instrument	R2022-02763

Lender

Name	STATE EMPLOYEES FCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 20 Oneida Ter was $4,631 with a homeowner's exemption, up 2.9% from the year before.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,631.00 (+2.91%) Homeowner's exemption
2025	$4,500.00 Homeowner's exemption	$191,000 Land $38,200 Building $152,800	$198,958 Land $39,792 Building $159,166
2023		$107,000 (-) Land $21,400 Building $85,600	$151,066 (+12.55%) Land $30,213 Building $120,853
2022		$107,000 Land $21,400 Building $85,600	$134,220 Land $26,844 Building $107,376
2021	$3,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Oneida Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Oneida Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20