20 Oliver St, Bath, ME 04530 Property Records

Sagadahoc County and Bath City property record for 20 Oliver St, Bath, ME 04530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,152 sqft · built 1916
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on File
Last Sale	$330,000 (Sep 2024)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-195-000`

Property Details

APN / Parcel Number

Primary APN	`20-195-000`
Alternative APN	`BTTH M:20 L:195`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	576 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Elevator	Elevator

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Architectural Style	Other
Exterior Material	Brick
Roof Type	Gable
Roof Material	Slate
Lot Area	3,049 sqft (0.07 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	20-195-000
Street Address	20 OLIVER ST
City	BATH
State	ME
Zip	04530-2827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	195
Jurisdiction	BATH ME
Township / Civil Division	BATH
Census Block Group	3
Census Block	3007
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

20 Oliver St is owned by an individual who bought it in September 2024.

Source: Sagadahoc County and Bath City records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	306 W GRAY RD, GRAY, ME 04039-9574
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Oct 18, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage NORCOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2024 · Amount on File
Deed Sale	Sep 23, 2024 · Amount on File
Prior Sale	Oct 18, 2021 · Amount on File
Deed Document Number	20245000
Deed Book / Page	2024 / 5000
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Recording Date	Aug 19, 2026
Property Address	20 OLIVER ST, BATH, ME 04530-2827
Document Number	0000004395
Instrument Date	Aug 14, 2026
Instrument	20264395
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLIVER ST, BATH, ME 04530-2827

Mortgage

Document Number	0000004395,
Date	Aug 19, 2026
Instrument	20264395

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BATH ME
Recording Date	Oct 18, 2021
Property Address	20 OLIVER ST, BATH, ME 04530-2827
Document Number	9011
Instrument Date	Oct 15, 2021
Instrument	2021R-09011
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 CENTRE ST APT 2, 2, BATH, ME 04530-2565

Mortgage

Document Number	9012
Date	Oct 18, 2021
Instrument	2021R-09012

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 20 Oliver St was $3,358.

Source: Sagadahoc County and Bath City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
Municipality	Bath City
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,358.00	$208,600 Land $52,000 Building $156,600
2023	$2,858.00 (+11.55%)	$169,100 (+34.63%) Land $43,400 Building $125,700
2022	$2,562.00	$125,600 Land $26,800 Building $98,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Oliver St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Oliver St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATH WATER DISTRICT serves 9,205 people · EPA ID ME0090130
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Tidewater O.P.E.N., Verizon.

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