Sagadahoc County and Phippsburg Town property record for 20 Oliver Libby Rd, Phippsburg, ME 04562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,075 sqft · built 1999 |
| Lot Size | 3.39 acres (147,668 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,260 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage May 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:043 L:046-1 |
| Primary APN | M:043 L:046-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,075 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 147,668 sqft (3.39 acres) |
| Total Buildings | 2 Buildings |
| Account Number | 1051 |
|---|---|
| Street Address | 20 OLIVER LIBBY RD |
| City | PHIPPSBURG |
| State | ME |
| Zip | 04562-4558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 46 |
| Jurisdiction | PHIPPSBURG ME |
| Township / Civil Division | PHIPPSBURG |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 970700 |
20 Oliver Libby Rd is owned and occupied by two individuals.
Source: Sagadahoc County and Phippsburg Town records, as of July 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 OLIVER LIBBY RD, PHIPPSBURG, ME 04562-4558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2017 | Deed of Trust, Mortgage CBC NATIONAL BK |
| May 29, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 20 OLIVER LIBBY RD, PHIPPSBURG, ME 04562-4558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006182 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017R-06182 |
| Name | CBC NATIONAL BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Sep 15, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PHIPPSBURG ME |
| Property Address | 20 OLIVER LIBBY RD, PHIPPSBURG, ME 04562-4558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000003547 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020R-03547 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2025 property tax bill for 20 Oliver Libby Rd was $3,260, up 16.5% from the year before.
Source: Sagadahoc County and Phippsburg Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Sagadahoc County |
| County Subdivision | Phippsburg Town |
| Unified School District | Regional School Unit 01 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,260.00 (+16.51%) | $264,000 (+11.16%) Land $100,400 Building $163,600 |
| 2024 | $2,798.00 (+2.98%) | $237,500 (-) Land $100,400 Building $137,100 |
| 2023 | $2,717.00 (+13.02%) | $237,500 (-) Land $100,400 Building $137,100 |
| 2022 | $2,404.00 | $237,500 Land $100,400 Building $137,100 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 20 Oliver Libby Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 47 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Mar 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Oliver Libby Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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