20 Olive St, Cocoa Beach, FL 32931 Property Records

Brevard County property record for 20 Olive St, Cocoa Beach, FL 32931

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,500 sqft · built 1986
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$252,000 (Sep 2018)
Tax Bill	$2,956 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`25-37-26-25-K-10`

Property Details

APN / Parcel Number

Primary APN	`25-37-26-25-K-10`
Alternative APNs	`25-37-26-25-0000K.0-0010.00` `2520155`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,500 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	750 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	125 ft deep x 49 ft wide
Garage Type	Attached
Garage Area	253 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	306 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Utility Building	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2520155
Street Address	20 OLIVE ST
City	COCOA BEACH
State	FL
Zip	32931-2326
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RU-2-10
Legal Description	BURCHFIEL & BRUNERS ADDN TO CRESCENT BEACH, RESUBD OF PART OF LOTS 10,11 BLK K AS DES IN ORB 2679 PG 1216
Legal Range	37E
Legal Township	25S
Legal Section	26
Legal Subdivision	BURCHFIEL & BRUNERS ADDN TO CRESCENT BEA
Legal Block	K
Legal Lot Number	10
Jurisdiction	BREVARD FL
Township / Civil Division	COCOA BEACH-CAPE CANAVERAL
Census Block Group	2
Census Block	2024
Census Tract	68101

Owner

20 Olive St, a townhouse, is owned and occupied by two individuals who bought it in September 2018.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20 OLIVE ST, COCOA BEACH, FL 32931-2326
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Sep 12, 2018	Warranty Deed, Transfer · Conventional Mortgage CERTIFIED MORTGAGE PLANNERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2018 · Amount on File
Deed Sale	Sep 12, 2018 · Amount on File
Prior Sale	Jun 29, 1998 · Amount on File
Deed Document Number	2018205106
Deed Book / Page	8260 / 1508
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	20 OLIVE ST, COCOA BEACH, FL 32931-2326
Document Number	0088131445
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLIVE ST COCOA BEACH FL 329312326, COCOA BEACH, FL 32931-2326

Mortgage

Document Number	0088131445
Date	Aug 3, 2020
Book Page	008813/001445
Instrument	165152

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Sep 12, 2018
Property Address	20 OLIVE ST, COCOA BEACH, FL 32931-2326
Document Number	0082601508
Book / Page	8260 / 1508
Map Reference	MB 9 PG 4
Instrument Date	Sep 7, 2018
Instrument	2018205106
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	LANDMARK TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,764.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	348 WOODLAND AVEB, 348, COCOA BEACH, FL 32931

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 OLIVE ST, COCOA BEACH, FL 32931-2326

Mortgage

Document Number	2018205107
Date	Sep 12, 2018
Instrument	2018205107

Lender

Name	CERTIFIED MORTGAGE PLANNERS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20 Olive St was $2,956 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$237,670 (+2.7%)	$302,920 (+4.54%)
2025	$2,956.00 Homeowner's exemption	$231,430	$289,760 Land $138,000 Building $151,760
2023	$2,716.00 (+7.56%) Homeowner's exemption	$218,360 (+3%)	$290,820 (+2.83%) Land $138,000 Building $152,820
2022	$2,525.00 Homeowner's exemption	$212,000	$282,820 Land $138,000 Building $144,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20 Olive St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	916 units insured incl. 660 condo units
Nearby Flood Claims	70 (1978–2024)
Claims Outside the SFHA	28 of 70
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims Hurricane Frances, Sep 2004 · 28 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20 Olive St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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