20 Old Lane Rd, Springfield, MA 01129 Property Records

Hampden County and Springfield City property record for 20 Old Lane Rd, Springfield, MA 01129

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,006 sqft · built 2017
Lot Size	0.297 acres (12,937 sqft)
Owner	Individual Name on Record
Last Sale	$299,987 (Mar 2017)
Tax Bill	$6,976 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:09270 P:0002`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:09270 P:0002`
Alternative APN	`92700002`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,006 sqft Living Area
1st Floor Area	856 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	12,937 sqft (0.297 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	92700002
Street Address	20 OLD LANE RD
City	SPRINGFIELD
State	MA
Zip	01129-1509
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2024
Census Tract	801603

Owner

Source: Hampden County and Springfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20 OLD LANE RD, SPRINGFIELD, MA 01129-1509
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit GREATER SPRINGFIELD CREDIT UNION
Dec 20, 2024	Deed of Trust, Mortgage · ARM NAVY FCU
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit FREEDOM CU
Mar 13, 2017	Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 13, 2017 · Amount on Record
Deed Sale	Mar 13, 2017 · Amount on Record
Prior Sale	May 6, 2016 · Amount on Record
Deed Document Number	201713190
Deed Book / Page	21599 / 353
Last Transfer Date	Oct 3, 2024
Transfer Doc	025597-559
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jul 7, 2026
Property Address	20 OLD LANE RD, SPRINGFIELD, MA 01129-1509
Document Number	0000031331
Book / Page	26406 / 46
Instrument Date	Jul 1, 2026
Instrument	202631331
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLD LANE RD, SPRINGFIELD, MA 01129-1509

Mortgage

Document Number	0000031331,
Date	Jul 7, 2026
Book Page	26406/46
Instrument	202631331

Lender

Name	GREATER SPRINGFIELD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2041

Interest

Rate	5.79%
Max Rate	-1%

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	20 OLD LANE RD, SPRINGFIELD, MA 01129-1509
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025701-184
Date	Dec 20, 2024
Book Page	25701/184
Instrument	60330

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jan 1, 2030
Margin	2

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Property Address	20 OLD LANE RD, SPRINGFIELD, MA 01129-1509
Document Number	22892-537
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20 OLD LANE RD SPRINGFIELD MA 011291509, SPRINGFIELD, MA 01129-1509

Mortgage

Document Number	22892-537
Date	Oct 9, 2019
Book Page	022892/000537
Instrument	58539

Lender

Name	FREEDOM CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 8, 2039

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Mar 13, 2017
Property Address	20 OLD LANE RD, SPRINGFIELD, MA 01129-1509
Document Number	21599-353
Book / Page	021599 / 000353
Instrument Date	Mar 10, 2017
Instrument	13190
Transaction Type	Transfer
Record Updated	Aug 7, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,394.94
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	33 FERRIS ST SPRINGFIELD MA 011512004, SPRINGFIELD, MA 01151-2004

Mortgage

Document Number	21599-355
Date	Mar 13, 2017
Book Page	021599/000355
Instrument	13191

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,976.00 (+0.43%)	$451,200 (+1.85%) Land $59,200 Building $392,000	$469,435 (+1.7%)
2025	$6,946.00 (+12.36%)	$443,000 (+22.17%) Land $59,200 Building $383,800	$461,605 (+10.01%)
2024			$419,615
2023	$6,182.00	$362,600 Land $56,300 Building $306,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	13 units insured incl. 12 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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