20 Old Harmony Cir, Eclectic, AL 36024 Property Records

Elmore County property record for 20 Old Harmony Cir, Eclectic, AL 36024

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,233 sqft · built 1978
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,855,000 (Mar 2025)
Tax Bill	$3,530 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-01-12-0-002-038.000`

Property Details

APN / Parcel Number

Primary APN	`06-01-12-0-002-038.000`
Alternative APN	`89350`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,233 sqft Living Area
1st Floor Area	3,060 sqft
Basement Area	1,676 sqft
Finished Basement	1,676 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Shingle
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	57,064 sqft (1.31 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	528 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	20 OLD HARMONY CIR
City	ECLECTIC
State	AL
Zip	36024-3789
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT N-38 LITTLE KOWALIGA CREEK #1 9/54
Legal Range	20E
Legal Township	20N
Legal Section	12
Legal Subdivision	LITTLE KOWALIGA CREEK
Legal Lot Number	N-38
Jurisdiction	ELMORE AL
Township / Civil Division	ECLECTIC
Census Block Group	2
Census Block	2060
Census Tract	30300

Owner

Source: Elmore County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8400 TIMBER CREEK DR, PIKE ROAD, AL 36064-2203
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2026	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY BANK OF CENTRAL ALABAMA
Apr 3, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALABAMA HOME MORTGAGE LOANS INC
Mar 28, 2025	Warranty Deed, Transfer
Nov 15, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST STATE BANK OF DEKALB COUNTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2025 · Amount on Record
Deed Sale	Mar 28, 2025 · Amount on Record
Prior Sale	Apr 3, 2024 · Amount on Record
Deed Book / Page	2025 / 15408
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	20 OLD HARMONY CIR, ECLECTIC, AL 36024-3789
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8400 TIMBER CREEK DR, PIKE ROAD, AL 36064-2203

Mortgage

Document Number	02026/6011
Date	Feb 3, 2026
Book Page	2026/6011

Lender

Name	FIRST COMMUNITY BANK OF CENTRAL ALABAMA
Type	Bank
Address	ECLECTIC, AL 36024

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELMORE AL
Property Address	20 OLD HARMONY CIR, ECLECTIC, AL 36024-3789
Transaction Type	Mortgage
Record Updated	Mar 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	MONTGOMERY, AL 36117

Mortgage

Document Number	2024/15943
Date	Apr 3, 2024
Book Page	2024/15943

Lender

Name	ALABAMA HOME MORTGAGE LOANS INC
Type	Mortgage Company
Address	WETUMPKA, AL 36093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2054

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Mar 28, 2025
Property Address	20 OLD HARMONY CIR, ECLECTIC, AL 36024-3789
Document Number	2025/15408
Book / Page	2025 / 15408
Map Reference	MB 35 PG 20
Instrument Date	Mar 27, 2025
Transaction Type	Transfer
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9213 BRIDGE POINTE, MONTGOMERY, AL 36117-6042

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8400 TIMBER CREEK DR, PIKE ROAD, AL 36064-2203

November 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ELMORE AL
Recording Date	Nov 15, 2022
Property Address	20 OLD HARMONY CIR, ECLECTIC, AL 36024-3789
Document Number	2022/67199
Book / Page	2022 / 67199
Map Reference	MB 9 PG 54
Instrument Date	Nov 15, 2022
Transaction Type	Construction Loan
Record Updated	Mar 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32299 SANDPIPER DR, ORANGE BEACH, AL 36561-5715

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 COUNTY RD 422, VALLEY HEAD, AL 35989

Mortgage

Document Number	0202267201
Date	Nov 15, 2022
Instrument	2022/67201

Lender

Name	FIRST STATE BANK OF DEKALB COUNTY
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elmore County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Elmore County
Unified School District	Elmore County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,530.00 (-49.64%)
2025	$7,010.00 (+39.53%)	$278,400 (+39.93%)	$1,391,970 (+39.93%) Land $337,430 Building $1,054,540
2024	$5,024.00 (+101.44%)	$198,960 (+100.01%)	$994,770 (-) Land $337,430 Building $657,340
2023	$2,494.00 (+34.81%)	$99,477 (+34.94%) Land $33,743 Building $65,734	$994,770 (+34.94%) Land $337,430 Building $657,340
2022	$1,850.00	$73,719 Land $32,760 Building $40,959	$737,190 Land $327,600 Building $409,590

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ELMORE WATER & SEWER AUTHORITY serves 39,798 people · EPA ID AL0000547
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Old Harmony Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures